EazyDiner IndusInd Platinum Credit Card
Get an assured 25% discount on your dining bills at top and premium restaurants with the EazyDiner Platinum Credit Card. This is the second credit card released by IndusInd Bank in collaboration with EazyDiner, following the EazyDiner Signature Credit Card, a popular platform for restaurant reservations. The EazyDiner Platinum Credit Card comes with no joining or renewal fees for a lifetime. It's an excellent option for young individuals and those who love dining out, offering great benefits on dine-in experiences.
This card allows you to enjoy substantial savings on every transaction made through EazyDiner. Choose from a variety of high-end restaurants available on the EazyDiner website and app, and use PayEazy for payments to claim your discounts. Additionally, as a welcome bonus, you'll receive a three-month EazyDiner Prime membership with the card, which can be renewed each quarter by spending Rs. 90,000.
Rewards and Benefits
Fees & Charges
What should you consider before applying for a credit card in India?
Before applying for a credit card in India, consider the following factors:
- Eligibility Criteria: Check the age, income, credit score, and employment status requirements set by the bank or financial institution.
- Credit Score: A higher credit score increases your chances of approval and may result in better offers. Ensure your credit score is in good standing.
- Interest Rates and Fees: Compare annual percentage rates (APR), processing fees, late payment penalties, and foreign transaction fees. These can vary significantly between cards.
- Rewards and Benefits: Look for cards that offer rewards, cashback, discounts, or other perks that align with your spending habits.
- Credit Limit: Make sure the credit limit offered is in line with your financial needs. Avoid over-borrowing, which can lead to high-interest charges.
- Repayment Terms: Understand the repayment options, minimum payment amount, and due dates. Consider how easily you can manage timely payments to avoid interest accumulation.
- Card Type and Features: Choose a card type (e.g., standard, premium, travel, etc.) based on your requirements. Some cards offer more benefits for specific categories like travel, shopping, or dining.
- Bank’s Reputation: Opt for a bank with a good track record of customer service and transparency. Read reviews and consider their customer support accessibility.
- Hidden Charges: Be aware of any hidden fees, such as annual fees, balance transfer charges, and cash withdrawal fees.
- Credit Utilization: Ensure you can manage your spending within the credit limit to maintain a healthy credit utilization ratio, which impacts your credit score.
- Long-Term Financial Plans: Think about how the credit card will fit into your long-term financial goals and avoid accumulating unnecessary debt.
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