EazyDiner IndusInd Platinum Credit Card
The EazyDiner Platinum Credit Card by IndusInd Bank offers 25% off when you dine at popular restaurants. It has no joining or renewal fees for life, making it great for people who love dining out. Cardholders get extra discounts when paying with PayEazy and a 3-month EazyDiner Prime membership as a welcome gift, which can be renewed by spending Rs. 90,000. You’ll earn 2X EazyPoints on all transactions and an additional 20% discount (up to Rs. 500) on PayEazy payments. With lifetime free membership, it’s ideal for those who don’t have a card for dining rewards.
The card works with the EazyDiner app to redeem rewards instantly on bills, making dining savings easy to track. It also offers contactless payments, global use, and secure online transactions. This card is a good option for people who enjoy eating out, as it offers regular discounts on dining and comes with an EazyDiner Prime membership.
Rewards and Benefits
Fees & Charges
What should you consider before applying for a credit card in India?
Before applying for a credit card in India, consider the following factors:
- Eligibility Criteria: Check the age, income, credit score, and employment status requirements set by the bank or financial institution.
- Credit Score: A higher credit score increases your chances of approval and may result in better offers. Ensure your credit score is in good standing.
- Interest Rates and Fees: Compare annual percentage rates (APR), processing fees, late payment penalties, and foreign transaction fees. These can vary significantly between cards.
- Rewards and Benefits: Look for cards that offer rewards, cashback, discounts, or other perks that align with your spending habits.
- Credit Limit: Make sure the credit limit offered is in line with your financial needs. Avoid over-borrowing, which can lead to high-interest charges.
- Repayment Terms: Understand the repayment options, minimum payment amount, and due dates. Consider how easily you can manage timely payments to avoid interest accumulation.
- Card Type and Features: Choose a card type (e.g., standard, premium, travel, etc.) based on your requirements. Some cards offer more benefits for specific categories like travel, shopping, or dining.
- Bank’s Reputation: Opt for a bank with a good track record of customer service and transparency. Read reviews and consider their customer support accessibility.
- Hidden Charges: Be aware of any hidden fees, such as annual fees, balance transfer charges, and cash withdrawal fees.
- Credit Utilization: Ensure you can manage your spending within the credit limit to maintain a healthy credit utilization ratio, which impacts your credit score.
- Long-Term Financial Plans: Think about how the credit card will fit into your long-term financial goals and avoid accumulating unnecessary debt.
How can I get the most rewards with this card?
Get 20% off (up to ₹500) on EazyDiner app bookings, earn 2000 Reward Points every time you spend ₹30,000 in 90 days, and use those points to pay restaurant bills through PayEazy.
What makes the EazyDiner IndusInd Bank Platinum Credit Card different from others?
This card is special for dining lovers, offering discounts, rewards, and extra perks for those who love eating out.
When will my Prime membership start?
Your Prime membership starts right after your EazyDiner IndusInd Credit Card is activated.
How long does my Prime membership last?
Your Prime membership lasts as long as you have the Credit Card.
How can I use my EazyPoints?
Use your EazyPoints while paying through PayEazy to save more money on your bill.
Is the EazyDiner IndusInd Bank Platinum Credit Card just meant for restaurant spending?
The card mainly focuses on dining, but it also offers fuel discounts, contactless payments, and various other benefits.
How can I get the EazyDiner IndusInd Bank Platinum Credit Card?
Apply online on the IndusInd Bank website by entering your details, getting the best offer, and completing the process with digital signing and V-KYC.
Is the contactless feature safe for online shopping?
Yes, the contactless feature is secure for online shopping and provides extra safety for your transactions.
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