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Best Cashback Credit Cards in India

Many people use credit cards not just for spending but also to improve their financial stability. One of the biggest advantages of credit cards is the variety of benefits they offer, such as rewards, travel perks, and lifestyle privileges. Among these, Best Cashback Credit Cards are the most popular as they allow you to earn back a percentage of what you spend. This makes everyday purchases more rewarding while helping you save money effortlessly.

Best Cashback Credit Cards provide money back on transactions, often offering higher cashback rates in specific categories. For example, some cards may give 2% cashback on offline purchases, 3% on online shopping, and up to 5% on Amazon. Others might focus on travel, entertainment, or dining. By selecting the Best Cashback Credit Cards that match your spending habits, you can maximize your savings while enjoying extra perks. Keep reading to discover the top options available in India.

Best Cashback Credit Cards in India

List of Best Cashback Credit Cards in India

With so many credit cards available in India, choosing the right cashback option can be confusing. Each issuer offers a variety of cards across categories like travel, rewards, cashback, and shopping, making it hard to compare them all on different websites. To make things easier, we’ve put together a list of the top cashback credit cards in India. This way, you can easily explore their features, benefits, and fees, and find the best card that fits your needs.

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Joining Fee
Rs. 999.00 +GST
Renewal Fee
Rs. 999.00 +GST
Best Suited For
Shopping | Food
Reward Type
Cashback
Welcome Benefits
N/A
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Dining | Food
Reward Type
Cashback
Welcome Benefits
Get 3 months of Swiggy One membership for free as a welcome benefit. It offers perks like free deliveries and discounts.
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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
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Joining Fee
Rs. 999.00 +GST
Renewal Fee
Rs. 999.00 +GST
Best Suited For
Shopping | Food
Reward Type
Cashback
Welcome Benefits
Get ₹1,000 cashback when you spend ₹20,000 within the first 30 days.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Food | Bill Payment
Reward Type
Cashback
Welcome Benefits
Amazon Voucher of Worth Rs. 500
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Joining Fee
Rs. 199.00 +GST
Renewal Fee
Rs. 199.00 +GST
Best Suited For
Shopping | Cashback
Reward Type
Reward Points
Welcome Benefits
N/A
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Joining Fee
Rs. 1499.00 +GST
Renewal Fee
Rs. 1499.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Gift of 1,499 NeuCoins.
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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Online Payment
Reward Type
Cashback
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 1499.00 +GST
Renewal Fee
Rs. 1499.00 +GST
Best Suited For
Shopping | Dining
Reward Type
Reward Points
Welcome Benefits
A gift voucher of Rs. 1,500 for Nature’s Basket and free access to the 'Epicure' Nature’s Basket Loyalty Program.
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Joining Fee
Rs. 1499.00 +GST
Renewal Fee
Rs. 1499.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
As a welcome offer, activate the card to enjoy a free Paytm First Membership and ₹750 cashback in your Paytm wallet.
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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping | Cashback
Reward Type
Reward Points
Welcome Benefits
Free Paytm First membership worth ₹899.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
You receive 500 CashPoints as a welcome gift
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Get 500 CashPoints
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Get 500 Cash Points when you pay the membership fee. In the first year, if you spend Rs.1,00,000 or more in a calendar quarter, you’ll receive Rs.1,000 worth of gift vouchers.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
A free health checkup package from Thyrocare.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping | Cashback
Reward Type
Reward Points
Welcome Benefits
N/A
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Joining Fee
Rs. 1000.00 +GST
Renewal Fee
Rs. 1000.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
Earn 5,000 EDGE Points when you make your first purchase within 30 days.
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Joining Fee
Rs. 5000.00 +GST
Renewal Fee
Rs. 5000.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Cashback
Welcome Benefits
Get 3,000 EDGE Reward Points as a welcome gift by making three purchases within 30 days.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Cashback | Reward Points
Welcome Benefits
Get 2,500 bonus Edge Rewards when you make at least 3 purchases within the first 30 days of getting your card.
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Joining Fee
Rs. 299.00 +GST
Renewal Fee
Rs. 299.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 1000.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 49.00 +GST
Renewal Fee
Rs. 49.00 +GST
Best Suited For
Travel | Shopping | Movies
Reward Type
Cashback
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 250.00 +GST
Renewal Fee
Rs. 250.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping | Dining
Reward Type
Cashback
Welcome Benefits
N/A
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Joining Fee
Rs. 1000.00 +GST
Renewal Fee
Rs. 1000.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
The HDFC Paytm Select Credit Card comes with a special welcome benefit—Paytm First Membership, a premium rewards and loyalty program for Paytm users. To get this benefit, you just need to make at least one transaction of ₹100.
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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Get 2,000 reward points when you spend the same amount within the first 60 days of getting the card.
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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
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Joining Fee
Rs. 99.00 +GST
Renewal Fee
Rs. 99.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Travel | Dining | Shopping
Reward Type
Reward Points
Welcome Benefits
Get 500 Cash Points as a welcome and renewal bonus when you pay the joining or renewal fee.
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Joining Fee
Rs. 249.00 +GST
Renewal Fee
Rs. 249.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
You can get Snapdeal vouchers worth up to Rs. 500 by using your credit card for the first time within 30 days after it is issued.
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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
Get 100% cashback on your first UPI transaction within 15 days of getting the card. Plus, earn 5% cashback, up to ₹1,000, on the first EMI conversion within 30 days of card activation.
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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 199.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
You’ll get a ₹500 Myntra voucher if you spend ₹500 or more within 30 days after getting the card.