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Best IDFC FIRST Bank Credit Cards

IDFC First Bank is recognized for offering a variety of beneficial credit cards, including many that are lifetime free. The bank was established in 2014 with approval from the Reserve Bank of India and began operations in 2015. Based in Mumbai, IDFC Bank is known for its affordable and easy banking services, such as low-maintenance savings accounts, rewarding debit cards, and credit cards. The bank provides a range of services across different sectors to meet its clients' needs.

As of August 2024, IDFC First Bank has over 29 lakh active credit cards in India, making it a well-known credit card issuer. The bank is popular for offering exclusive cards with low fees. IDFC First Bank also offers some of the best secured credit cards on the market, such as the IDFC WoW! Card, which has no Forex charges, and the IDFC Smart Earn Credit Card. These cards are great for students or individuals with no credit history and come with attractive rewards. This article will give you a complete list of all IDFC Bank credit cards and details about each one.

Best IDFC FIRST Bank Credit Cards

List of Top IDFC Bank Credit Cards

IDFC First Bank began offering credit cards in January 2021. The bank introduced cards catering to both premium and mass-market customers. Many of these credit cards have no membership fees and offer high rewards on your spending. Here are some of the top credit cards provided by the bank:

Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Get vouchers worth ₹500 when you spend ₹5,000 within 30 days of getting the card. Plus, earn 5% cashback on EMI transactions (up to ₹1,000) within the first 30 days.
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Movies | Shopping
Reward Type
Reward Points
Welcome Benefits
Get 5% cashback on your first EMI spend up to Rs. 1,000, plus welcome gift vouchers worth Rs. 500 when you spend Rs. 5,000 within 30 days of getting the card.
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Movies | Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Get gift vouchers worth Rs. 500 from popular brands when you spend over Rs. 5,000 within 30 days, plus a 5% cashback on your first EMI transaction within the first 30 days.
Joining Fee
Rs. 199.00 +GST
Renewal Fee
Rs. 199.00 +GST
Best Suited For
Fuel
Reward Type
Reward Points
Welcome Benefits
Get up to ₹250 cashback on your first HPCL fuel transaction over ₹250, and up to 5% cashback (capped at ₹1,000) on the first EMI transaction.
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Dining | Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Welcome gift voucher worth ₹500 on spending ₹5,000 or more within the first 30 days. Also, get 5% cashback on the value of your first EMI transaction done within 30 days of card generation.