Best IDFC FIRST Bank Credit Cards 2026

The IDFC FIRST Hello Cashback Credit Card is a fixed-deposit-based credit card made for beginners and people who want to build their credit score. You need to open a fixed deposit of at least ₹10,000 to get this card, and your credit limit will be equal to the deposit amount. The cashback system is easy to understand.

The IDFC FIRST EA₹N Credit Card is a secured card that can be obtained by making a fixed deposit of at least ₹5,000. You can earn 1% cashback on eligible spends made through the IDFC First Bank mobile app and 0.5% cashback on utility bills, wallets, insurance, and UPI transactions through other apps.

IndiGo IDFC FIRST Credit Card is part of IndiGo’s updated range of co-branded cards, designed to give more travel rewards and payment flexibility. With this card, you can earn BluChips, IndiGo’s reward points, faster when you book flights on the airline’s website or app and use them to book future flights.

The IDFC FIRST Millennia Credit Card is a good choice for beginners who want a credit card with useful benefits. You can earn up to 10x Reward Points on shopping, and these points never expire, so you can use them anytime. The card also gives free access to Railway Lounges four times a quarter, making travel more comfortable.

The IDFC FIRST WoW Credit Card is a secured credit card from IDFC Bank, backed by a Fixed Deposit, and offers many benefits for cardholders. To avail this card, a minimum Fixed Deposit of ₹10,000 with the bank is required. The card has no joining or renewal fees, making it a lifetime-free card.

The HPCL IDFC FIRST Power credit card is a fuel-saving credit card launched by IDFC FIRST Bank and HPCL. This RuPay card helps users save up to ₹7,000 yearly, which is about 65 litres of fuel. Users can get discounts at over 20,000 HPCL petrol pumps by paying through the HP Pay App.

The IDFC Bank HPCL First Power Plus Credit Card is a special fuel card offered by IDFC First Bank in collaboration with HPCL. It helps users save up to ₹18,500 annually, which is equal to around 175+ liters of free fuel. You need to pay ₹499 to get the card, and you’ll receive a welcome gift valued at ₹1,650.

The IDFC Diamond Reserve Credit Card is a premium credit card from IDFC FIRST Bank designed for people who travel often and want comfort and convenience. The card has a joining and annual fee of ₹3,000 plus GST, but this fee is waived if you hold the invite-only IDFC Bank Diamond Reserve Savings Account.

The IDFC FIRST Classic Credit Card is a lifetime free card with no joining or annual fees. It offers great rewards, including up to 10X reward points on spending, a ₹500 welcome voucher, and a 5% cashback on your first EMI transaction.

The IDFC FIRST WOW! Black Credit Card is a premium fixed-deposit card that gives great benefits without a high cost. It comes with a free RuPay UPI Credit Card. With a joining fee of ₹750 plus GST, you get welcome benefits worth more than ₹5,000.

The IDFC First Gaj Credit Card is an invite-only premium metal credit card from IDFC First Bank, designed for people who spend more and have a strong relationship with the bank. It has a joining and annual fee of ₹12,500 plus GST, but the annual fee is waived from the second year if you spend ₹10 lakh in a year.

The IDFC Bank FIRST SWYP Credit Card by IDFC Bank offers a fresh and attractive choice for cardholders in India. With perks like reward points and discounts on popular brands such as Tata CLiQ, Zomato, Sugar, and Domino’s, it’s especially appealing to younger users.

The IDFC FIRST Bank Mayura Credit Card is a high-end card designed for big spenders. It has a stylish peacock design, weighs 17 grams, and offers free airport lounge access for both domestic and international travel, including one free guest visit at domestic lounges.

The IDFC FIRST Wealth Credit Card is a high-end card with no annual fees, making it a great choice for those who want premium benefits without extra costs. It has low interest rates (0.75% – 3.5%) and a small forex fee of 1.5%, which helps save money on international spending.

The IDFC First Select Credit Card is a great card that gives decent rewards and helpful features. You get a ₹500 welcome voucher on spending ₹5,000, up to 5% cashback on EMI transactions, and 10x reward points on regular spending. These points never expire and can be redeemed in multiple ways.

The IDFC FIRST Bank Private Credit Card is a special card offered only by invitation to people with high income or wealth. It has a ₹50,000 annual fee and offers many premium benefits.

The IDFC FIRST Multi-Currency Forex Card is a good choice for anyone who travels to other countries. There are no charges when you get the card, and you also get a free replacement card if you lose the original one.