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Many people just glance at their credit card statement, see the total amount they owe, and then forget about it. But your statement actually tells you a lot about how you spend and use your card. If you spend a few extra minutes looking at it carefully, you can find mistakes, avoid extra fees, and even help improve your credit score.

Here’s an easy, step-by-step guide to the 10 important things you should always check on your credit card statement:

Freelancing is growing in India, especially among young professionals. Many Gen Z individuals now rely on freelance work as their main income source.

From delivery partners on Swiggy and Zomato to writers, designers, and software developers, gig workers function like independent businesses. If you earn well from freelancing, you may be able to claim tax deductions on business expenses. Keeping track of these expenses is important, and using a business credit card can make it easier.

We all know that credit cards come with a credit limit—a maximum amount you’re allowed to spend. But sometimes, life happens. You might be out shopping, booking flight tickets, or paying a hospital bill when suddenly you realise you’ve already used up your limit. So, what now?

This is where the Overlimit Facility comes into play.

Let’s break it down in the simplest way possible, especially for Indian credit card users.

Travel is one of life’s greatest pleasures, but it can come with a hefty price tag. This is where travel credit cards come in handy, offering a variety of rewards, benefits, and perks that can make your travel experiences more enjoyable and affordable. Whether you’re earning air miles, getting exclusive airport lounge access, or enjoying travel insurance, the right travel credit card can make all the difference.

When people think about credit cards, the first thing that usually comes to mind is spending. But what if you could actually use your credit card to help you save money instead? While credit cards are not savings accounts, they can still play a smart role in your financial plan—if you use them carefully. In this blog, we’ll show you how to create a savings plan using your credit card, in a way that’s simple, safe, and practical.

If you've ever applied for a credit card and got rejected because of no credit history or regular income, there's a simple solution you might not know about: a credit card against a fixed deposit. It’s an easy and safe way to get a credit card even if you're just starting out with your finances.

Let’s walk through how this works and why it can be a smart move.

Suppose Rakesh from Delhi booked a family trip to Manali using his credit card. Everything was ready—flights, hotel bookings, and even the itinerary. But just two days before the trip, his daughter fell sick. He had to cancel the trip, and he was worried about losing all the money he had spent.

Surprisingly, Rakesh got most of his money back. His credit card had travel insurance, and it helped cover the cancellation costs. He didn’t even know this benefit existed!

Credit cards can make life more convenient by offering rewards and helping you improve your credit score. However, if you're not careful, they can also lead to financial problems. Many people make simple mistakes when using their credit cards, which can result in high interest charges, unexpected fees, or even fraud. Here are six common mistakes that people make with credit cards, and tips on how to avoid them.

If you have a credit card but don’t use it for a long time, the bank might treat it as "inactive." Banks want customers to use the credit cards they issue. If the card is not used for several months, they may lower your credit limit or even cancel the card.

Although banks in India usually don’t charge any inactivity fees, they still have the right to close your card if you don’t use it for a long time.

A student credit card is a low-limit credit card designed for college students. It allows them to make online purchases, pay bills, and learn to handle credit responsibly. These cards usually don’t require proof of income and may be issued against fixed deposits or as add-on cards.

Getting your first credit card is an exciting step in your financial journey. It gives you the power to manage your finances, build your credit history, and open doors to financial opportunities. However, with that power comes responsibility. If you don’t manage your credit card wisely, you could end up in debt or damage your credit score. This guide will help you navigate the world of credit cards and set you up for long-term financial success.

Sometimes we need extra money—maybe for a big purchase, a wedding, or even an emergency. In these situations, people often choose between two options: a personal loan EMI or a credit card EMI. Both let you pay in monthly instalments, but they work differently. Let’s understand how.

In today's fast-moving digital world, technology is making every part of our lives smarter — including the way we manage money. One exciting innovation is the rise of AI-powered credit cards. These cards use artificial intelligence (AI) to give you better control, smarter insights, and a more personalized experience when it comes to spending and saving. Let’s dive deeper into why AI credit cards could be the future of smart financial management.

Credit cards have become a crucial part of managing money in today’s busy world. They make spending easier, offer rewards, and provide various perks. Among the many credit cards out there, the Duet Credit Card is a great option for both new users and experienced ones. In this post, we’ll explore what the Duet Credit Card is, its features, and the benefits it brings to users.

RuPay Credit Card: A Convenient Payment Option with Great Benefits

Think of a way to pay where you get the speed of UPI and the convenience of using a credit card — that’s what RuPay Credit Cards bring to the table. Whether you’re shopping at your favorite store or grabbing a coffee at a local café, you can simply scan the QR code and pay with your RuPay Credit Card. The best part? You don’t have to worry about paying right away — your expenses are settled at the end of your billing cycle.

Whether you're a frequent flyer or an occasional traveler, having a credit card that provides airport lounge access can make your journey more comfortable. Here's a complete list of the best cards for domestic and international airport lounge access in 2025, along with their key features and fees.

HDFC Bank and Tata Neu have teamed up to launch two new credit cards: the Tata Neu HDFC Bank Infinity Credit Card and the Tata Neu HDFC Bank Plus Credit Card. This partnership combines HDFC’s strong financial background with Tata’s wide range of services and products.

Payments are changing fast, and one big shift is the introduction of UPI (Unified Payments Interface) on credit cards. UPI, which was first linked to bank accounts and debit cards, can now be used with credit cards. This means you can pay directly from your credit card using your smartphone. This guide will explain how to activate and use UPI on your credit card.

Ever applied for a credit card and received that disappointing “application denied” message? You're not alone. Getting rejected for a credit card can feel frustrating, especially when you’re trying to build or improve your financial life. But here’s the good news: a rejection doesn’t mean you’re stuck forever. It just means it’s time to understand what went wrong — and how to fix it.

Let’s break down the common reasons people get denied and the steps you can take to turn things around.

SBI Card has partnered with Tata Digital to launch the Tata Neu SBI Card, a co-branded credit card that offers extra value on every spend. It’s especially rewarding when used across Tata brands like BigBasket, Croma, Westside, Tata CLiQ, and more.

The card comes in two variants — Tata Neu Plus and Tata Neu Infinity — each offering exciting benefits like high NeuCoin rewards, cashback on bill payments, digital payment perks, and even airport lounge access for premium users.