Finding the right credit card can be challenging. Many of us want the "best credit card" that offers great rewards, cashback, discounts from top brands, and useful perks like access to airport and railway lounges, or golf rounds and lessons. It's common to want all these benefits without any fees, but this is not realistic, as card issuers can't afford to offer such extensive benefits for little or no cost.

 Instead, credit card companies offer different cards with various benefits to suit different spending habits. Since everyone's needs and spending patterns are unique, there isn’t one credit card that works best for everyone. To help meet the needs of different people, we’ve put together a list of the top 10 credit cards in India. Whether you're looking for a budget-friendly card, a premium option, a lifetime-free card, one with moderate fees, or a card for online shopping or fuel, our list has something for everyone. If you're thinking of applying for a credit card or aren't sure which one to choose, this list will be very helpful to you.