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Best Axis Bank Credit Cards

Axis Bank is one of India’s top banks and offers a variety of credit cards for different lifestyles and spending habits. Whether you love shopping, dining, movies, or traveling, there’s an Axis Bank card for you. These cards come with benefits like discounts, cashback on online purchases, free movie tickets, airport lounge access, and fuel surcharge waivers.

With so many options, picking the right card can be tricky. Some popular choices include the Flipkart Axis Credit Card for shopping cashback, Axis Ace Credit Card for online and bill payments, Axis Select Credit Card for premium travel perks, and Axis Horizon Credit Card for balanced rewards. Explore the best Axis Bank credit cards to find the one that suits your needs.

Best Axis Bank Credit Cards

List of Best Axis Bank Credit Cards in India

Axis Bank is one of India’s leading credit card providers, offering cards for different needs. Whether you want a premium card with extra perks or a simple one for everyday use, there’s a card for you. Below is a list of some of the Best Axis Bank Credit Cards along with their features and benefits to help you choose the right one.

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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping | UPI payment
Reward Type
Reward Points
Welcome Benefits
Earn 2 stars for every ₹500 you spend during the first month. In addition, you get a ₹250 gift card along with 250 bonus stars on Google Pay.
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Joining Fee
Rs. 2000.00 +GST
Renewal Fee
Rs. 2000.00 +GST
Best Suited For
Travel
Reward Type
SpiceClub (SC) Points as Reward Points
Welcome Benefits
Get free SpiceClub Gold Membership with this card, along with a SpiceJet flight voucher worth Rs. 4,000 when you complete two transactions within 30 days of card approval.
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Joining Fee
Rs. 750.00 +GST
Renewal Fee
Rs. 750.00 +GST
Best Suited For
Travel
Reward Type
SpiceClub (SC) Points as Reward Points
Welcome Benefits
Get a free SpiceClub Silver Membership along with a SpiceJet e-voucher worth Rs. 1,500 after completing two transactions within 30 days of your card approval.
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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 350.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
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Joining Fee
Rs. 250.00 +GST
Renewal Fee
Rs. 250.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
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Joining Fee
Rs. 50000.00 +GST
Renewal Fee
Rs. 50000.00 +GST
Best Suited For
Travel | Rewards | Movies
Reward Type
Reward Points
Welcome Benefits
N/A
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
Introductory Benefits Worth Rs. 600 on Card Issuance
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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
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Joining Fee
Rs. 500000.00 +GST
Renewal Fee
Rs. 300000.00 +GST
Best Suited For
Shopping | Travel | Fuel
Reward Type
Reward Points
Welcome Benefits
You can choose between 25,000 Axis EDGE Miles or an ITC Hotels gift card worth ₹40,000.
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Joining Fee
Rs. 50000.00 +GST
Renewal Fee
Rs. 50000.00 +GST
Best Suited For
Shopping | Dining | Movies | Travel
Reward Type
Reward Points
Welcome Benefits
Get 50,000 Edge Reward Points when you activate your card.
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Joining Fee
Rs. 20000.00 +GST
Renewal Fee
Rs. 20000.00 +GST
Best Suited For
Movies | Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
You’ll get ₹10,000 worth of hotel vouchers from Taj or ITC Hotels when you make your first purchase within 30 days of getting the card. Plus, you’ll receive 2,500 EDGE Miles (worth ₹2,500) after your first spend.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Fuel | Shopping
Reward Type
Reward Points
Welcome Benefits
Get 100% cashback (up to Rs. 250) on your first fuel transaction within 30 days of receiving the card.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Movies | Shopping | Food
Reward Type
Reward Points
Welcome Benefits
Free SonyLIV subscription valued at ₹1,499
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Joining Fee
Rs. 300.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping | International Spends
Reward Type
Reward Points
Welcome Benefits
N/A
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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 250.00 +GST
Best Suited For
Shopping | Food
Reward Type
Reward Points
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Get 500 SuperCoins on activation, plus a year of Lenskart Gold and trial access to Gaana Plus & YouTube Premium.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Cardholders get ₹300 worth of First Citizen reward points, ₹2,250 in Shoppers Stop vouchers, and a free Shoppers Stop Golden Glow membership.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Cashback | Reward Points
Welcome Benefits
Get 2,500 bonus Edge Rewards when you make at least 3 purchases within the first 30 days of getting your card.
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Joining Fee
Rs. 5000.00 +GST
Renewal Fee
Rs. 5000.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Cashback
Welcome Benefits
Get 3,000 EDGE Reward Points as a welcome gift by making three purchases within 30 days.
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Joining Fee
Rs. 1500.00 +GST
Renewal Fee
Rs. 1500.00 +GST
Best Suited For
Shopping | Travel
Reward Type
Reward Points
Welcome Benefits
12,500 EDGE Reward Points can be used like ₹2,500 to get shopping or travel vouchers.
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Joining Fee
Rs. 749.00 +GST
Renewal Fee
Rs. 749.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
When you get the card, you'll receive a Decathlon coupon worth Rs. 750 as a welcome gift.
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Joining Fee
Rs. 3000.00 +GST
Renewal Fee
Rs. 3000.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Get 10,000 EDGE Reward Points when you make your first transaction of Rs. 2,000.
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Joining Fee
Rs. 3000.00 +GST
Renewal Fee
Rs. 3000.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Spend just ₹1,000 within the first 30 days of getting your card and earn 5,000 EDGE Miles.
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Joining Fee
Rs. 1000.00 +GST
Renewal Fee
Rs. 1000.00 +GST
Best Suited For
Shopping | Food
Reward Type
Reward Points
Welcome Benefits
Get 5,000 EDGE reward points by spending ₹1,000 or more within 30 days of activating your card.
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Joining Fee
Rs. 1000.00 +GST
Renewal Fee
Rs. 1000.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
Earn 5,000 EDGE Points when you make your first purchase within 30 days.
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Joining Fee
Rs. 1000.00 +GST
Renewal Fee
Rs. 1000.00 +GST
Best Suited For
Shopping | Fuel
Reward Type
Reward Points
Welcome Benefits
Get 500 EDGE Miles when you make your first transaction within 30 days of getting the card.
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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Online Payment
Reward Type
Cashback
Welcome Benefits
N/A
Add to compare
Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Food | Bill Payment
Reward Type
Cashback
Welcome Benefits
Amazon Voucher of Worth Rs. 500
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Joining Fee
Rs. 12500.00 +GST
Renewal Fee
Rs. 12500.00 +GST
Best Suited For
Travel | Dining | Shopping
Reward Type
Reward Points
Welcome Benefits
Earn 5000 EDGE Miles when you spend ₹1,000 within the first 30 days of getting the card.
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Joining Fee
Rs. 5000.00 +GST
Renewal Fee
Rs. 5000.00 +GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
You will earn 2,500 Edge Miles by making at least one transaction within 30 days of getting the card.

Axis Bank Credit Cards: Key Highlights and Advantages

Axis Bank Credit Cards come with a variety of exclusive benefits. Here’s what you can look forward to:

  • Welcome Benefits: Many Axis Bank Credit Cards offer special perks for new users, including bonus reward points, extra cashback, complimentary subscriptions to premium services, exciting gift vouchers, and more. These benefits are typically unlocked after paying the joining fee or activating the card.
  • Travel Privileges: Axis Bank provides several travel-centric credit cards featuring perks like complimentary access to airport lounges, chauffeured rides, discounts on flight and hotel bookings, free air tickets, hotel stay vouchers, and more.
  • Milestone Rewards: Upon reaching a certain spending threshold within a specified period, you can unlock additional benefits like extra reward points, gift vouchers, and other exciting rewards.
  • Rewards & Cashback: Most Axis Bank credit cards earn Edge Reward Points, which can be redeemed for various offers through the Edge Rewards program. Some cards also provide cashback or Airmiles as an alternative to reward points.
  • Entertainment & Dining Offers: Selected Axis Bank Credit Cards provide exclusive deals, such as Buy One Get One Free on movie tickets and discounts at top dining outlets.
  • Additional Perks: Other advantages include fuel surcharge waivers, complimentary insurance coverage, annual fee waivers based on spending, and more.

Eligibility Requirements for Axis Bank Credit Cards

To increase the chances of approval, it's crucial to check the eligibility criteria before applying for an Axis Bank Credit Card. These conditions may vary based on factors like age, income, and credit score. The general eligibility requirements include:

  • Age must be between 18 and 70 years.
  • The applicant should have a stable income, whether salaried or self-employed.
  • A good credit score is typically required, except for secured credit cards.

Documents Required

Applying for an Axis Bank Credit Card requires submitting identity, address, and income proof. Here’s a list of essential documents:

Identity ProofAddress ProofIncome Proof
PAN CardPassportLatest salary slips (for salaried individuals)
Form 60Driving LicenseITR/Form 16 (for self-employed individuals)

How to Apply for an Axis Bank Credit Card?

You can apply for an Axis Bank Credit Card through both online and offline methods:

  • Offline Application: Visit the nearest Axis Bank branch, fill out the credit card application form, and submit the required documents.
  • Online Application
    • Click on ‘Apply Now.’
    • You’ll be redirected to the official online application page.
    • Provide your details, such as mobile number, PAN Card, and annual income.
    • The system will display credit card options that match your eligibility.
    • Select your preferred credit card and proceed with the application.

Checking Your Axis Bank Credit Card Application Status

If you've applied for an Axis Bank Credit Card, you can easily track its status. Simply enter your application ID and date of birth, and you'll see the latest update on your screen. If you prefer an alternative method, you can visit your nearest Axis Bank branch or contact customer care for an update on your application.

How to Activate Your Axis Bank Credit Card?

Once you receive your Axis Bank Credit Card, you must activate it before use. There are multiple ways to do this, both online and offline:

  • Internet Banking: Log in to your Axis Bank net banking account. If your card is already linked, just set spending limits to activate it. Otherwise, use the activation code sent with your card.
  • Customer Care: Call Axis Bank’s support team, and they’ll assist you in activating your credit card.
  • ATM Activation: Visit an Axis Bank ATM, select the credit card activation option from the main menu, and follow the instructions.
  • Bank Branch: If none of the above methods work, visit your nearest Axis Bank branch for activation assistance.

Logging into Axis Bank Credit Card Net Banking

Axis Bank offers a net banking platform to manage your credit card online. Follow these steps to register:

  • Go to the official Axis Bank website.
  • Click on the login button and select ‘Register.’
  • Enter your customer ID or registered mobile number.
  • Provide the required details and submit the form to complete registration.

Once registered, you can log in anytime to track transactions, pay bills, and manage your card settings.

Axis Bank Credit Card Customer Support

If you have any questions or issues with your Axis Bank Credit Card, you can contact customer support using the following options: