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Best SBI Credit Cards in India

SBI Cards and Payment Services Limited is the credit card division of the State Bank of India, the country’s largest public sector bank. Established in October 1998, it has grown into one of India's most trusted financial institutions. As of January 2024, SBI has issued around 1.86 crore credit cards, making it the second-largest credit card provider in India, just after HDFC Bank. Headquartered in Gurugram, Haryana, SBI Cards operates in over 100 cities, ensuring accessibility for customers across the country. With strong backing from the State Bank of India, the company has received multiple awards, including the Most Trusted Brand Gold Award. Many people are interested in getting SBI Credit Cards, but with so many options available, it can be challenging to choose the right one.

SBI offers over 50 credit cards, catering to different financial needs and lifestyles. Whether you need a basic card for everyday expenses or a super-premium card with exclusive perks, there’s an option for everyone. SBI Credit Cards provide benefits like cashback, travel rewards, fuel surcharge waivers, and discounts on shopping, dining, and entertainment. Some cards are specially designed for frequent travelers, offering airport lounge access and international spending benefits. Others are focused on online shopping, providing high cashback and reward points on e-commerce platforms. With such a wide range of choices, SBI ensures that customers can find a card that suits their spending habits and financial goals.

Choosing the right credit card can be confusing, but understanding the features and benefits of each option makes the process easier. This article will help you explore the best SBI Credit Cards, their features, and why they might be the perfect choice for you. Whether you’re looking for a rewards card, a travel card, or a card with low fees, SBI has something for everyone. Keep reading to discover the top SBI credit cards and find the one that best fits your needs!

SBI Credit Cards

List of Best SBI Credit Cards in India

SBI Card offers a wide variety of credit cards, which can make it hard to explore all their benefits and features in one place. To help you, we’ve compiled a list of the best SBI Credit Cards available in India. We've also highlighted some of the top cards further in this article. Keep reading to learn more about all the options from SBI Card, so you can compare them based on your needs and make an informed decision when applying online.

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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Get a Yatra.com e-gift voucher worth ₹8,250 when you pay the membership fee.
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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Get 2,000 reward points when you spend the same amount within the first 60 days of getting the card.
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Joining Fee
Rs. 999.00 +GST
Renewal Fee
Rs. 999.00 +GST
Best Suited For
Shopping | Food
Reward Type
Cashback
Welcome Benefits
N/A
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Joining Fee
Rs. 2999.00 +GST
Renewal Fee
Rs. 2999.00 +GST
Best Suited For
Travel
Reward Type
KrisFlyer Miles (Reward Points)
Welcome Benefits
Get 3,000 KrisFlyer Miles on card activation after fee payment and first transaction within 60 days.
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Joining Fee
Rs. 9999.00 +GST
Renewal Fee
Rs. 9999.00 +GST
Best Suited For
Travel
Reward Type
KrisFlyer Miles (Reward Points)
Welcome Benefits
You will get 10,000 KrisFlyer Miles after paying the annual fee and making your first transaction within 60 days of getting the card.
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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping | Cashback
Reward Type
Reward Points
Welcome Benefits
Free Paytm First membership worth ₹899.
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Joining Fee
Rs. 1499.00 +GST
Renewal Fee
Rs. 1499.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
As a welcome offer, activate the card to enjoy a free Paytm First Membership and ₹750 cashback in your Paytm wallet.
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Joining Fee
Rs. 1499.00 +GST
Renewal Fee
Rs. 1499.00 +GST
Best Suited For
Shopping | Dining
Reward Type
Reward Points
Welcome Benefits
A gift voucher of Rs. 1,500 for Nature’s Basket and free access to the 'Epicure' Nature’s Basket Loyalty Program.
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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
You get a Rs. 300 flight voucher and a Rs. 2000 EaseMyTrip voucher.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Spend ₹2,000 within the first 60 days and get 2,000 reward points, plus ₹50 metro cash on your Delhi Metro Smart card.
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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
You get Rs. 50 preloaded on your Mumbai Metro SBI Card. Plus, spend Rs. 2,000 within 60 days of getting the card and earn 2,000 reward points.
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Joining Fee
Rs. 2999.00 +GST
Renewal Fee
Rs. 2999.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
You will receive Reliance Retail Vouchers worth Rs. 3,000 and additional discount vouchers worth Rs. 11,999.
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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping | Dining
Reward Type
Reward Points
Welcome Benefits
You’ll get Reliance Retail Vouchers worth Rs. 500 and extra discount vouchers totaling Rs. 3,200.
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Joining Fee
Rs. 1499.00 +GST
Renewal Fee
Rs. 1499.00 +GST
Best Suited For
Shopping | Dining
Reward Type
Reward Points
Welcome Benefits
You will earn 6,000 bonus reward points when you pay the annual fee.
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Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping | Dining | Movies
Reward Type
Reward Points
Welcome Benefits
You’ll get 500 reward points and free Apollo Gold Tier Membership.
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Joining Fee
Rs. 1499.00 +GST
Renewal Fee
Rs. 1499.00 +GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Get 1,500 Reward Points
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
You’ll get 350 Reward Points if you spend at least ₹500 within 45 days of getting the card.
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Joining Fee
Rs. 4999.00 +GST
Renewal Fee
Rs. 4999.00 +GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
5,000 Travel Credits are rewards that can be used for flights, hotels, or travel bookings.
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Joining Fee
Rs. 2999.00 +GST
Renewal Fee
Rs. 2999.00 +GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Earn 3,000 Travel Credits by spending ₹60,000 within the first 60 days of getting the card.
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Joining Fee
Rs. 1499.00 +GST
Renewal Fee
Rs. 1499.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
A Noise ColorFit Pulse Smartwatch worth Rs. 5,999, free Fitpass Pro membership, and free Netmeds First membership.