Founded in 1994 in Vadodara, ICICI Bank is the second-largest private sector bank in India, following HDFC in terms of revenue and market capitalization. Today, millions of individuals in India hold ICICI Bank Credit Cards. The bank was initially established by its parent company, the Industrial Credit and Investment Corporation of India (ICICI), which was founded in 1954. The company later rebranded as ICICI and merged with the bank. In 1998, ICICI Bank became the first in India to launch Internet banking services. As of September 2024, ICICI Bank has over 1.75 crore active credit cards, securing a significant share of the Indian credit card market.

ICICI Bank offers a wide range of credit cards, catering to various spending categories, from travel and shopping to dining and entertainment. The bank has recently introduced the exclusive ICICI Rewards Program, which allows customers to earn reward points. With a diverse portfolio of credit cards, ICICI Bank provides options for everyone, from entry-level to super-premium cards, designed to meet the needs of different customer segments. Some of its popular no-annual-fee cards, such as the Amazon Pay ICICI Bank Credit Card, are highly favored in the Indian market. Owning an ICICI Bank credit card can be a great choice, as long as it is used responsibly.