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Best RBL Bank Credit Cards

RBL Bank, earlier known as Ratnakar Bank, is one of India’s well-known banks. It was founded in 1943 and has grown a lot over the years. Today, it offers many banking services, including savings accounts, loans, and credit cards. The bank has a strong presence across India, with more than 520 branches and 414 ATMs. Whether you live in a city or a small town, RBL Bank makes banking easy and accessible. It focuses on customer needs and works to provide hassle-free financial services to millions of people across the country.

One of the ways RBL Bank improves banking for customers is by using digital technology. It offers mobile apps and online banking that make it easy to check balances, pay bills, and manage accounts from anywhere. This saves time and makes banking more convenient. Among its most popular services are RBL Bank Credit Cards, which come in different types to meet various financial needs. Whether you need a basic credit card for everyday purchases or a premium card with extra benefits, RBL Bank has an option for you.

The bank offers more than 40 types of RBL Bank Credit Cards, each designed for different lifestyles. Some cards are great for frequent travelers, giving benefits like free airport lounge access, discounts on flight bookings, and travel insurance. Others focus on shopping and offer cashback on online purchases and discounts at popular stores. There are also lifestyle credit cards that provide savings on dining, entertainment, and fuel. With so many options, customers can choose a card that suits their spending habits.

RBL Bank Credit Cards

List of Best RBL Bank Credit Cards in India 2025

With so many credit cards available from different banks, it can be hard to pick the right one. But if you're looking for the best credit cards from RBL Bank, you've come to the right place. Below, we've listed some of the top RBL Bank credit cards in India, covering different options for various needs. This article will give you all the details about their features, benefits, fees, and more to help you choose the best card for you. Keep reading to find out more!

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Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
When you pay the joining fee for this card, you’ll receive 2,000 reward points as a welcome gift.
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Joining Fee
Rs. 1500.00 +GST
Renewal Fee
Rs. 1500.00 +GST
Best Suited For
Fuel
Reward Type
Reward Points
Welcome Benefits
Get 3,000 fuel points for spending ₹500 within 30 days and 1,000 points for spending ₹75,000 in a quarter.
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Dining | Food
Reward Type
Reward Points
Welcome Benefits
Get 500 Edition Cash
Add to compare
Joining Fee
Rs. 1200.00 +GST
Renewal Fee
Rs. 1200.00 +GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
You will get a Rs. 1,000 gift voucher from Flipkart, Amazon, Croma, Myntra, or Shoppers Stop.
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Joining Fee
Rs. 1000.00 +GST
Renewal Fee
Rs. 1000.00 +GST
Best Suited For
Shopping | Movies
Reward Type
Reward Points
Welcome Benefits
4 movie tickets up to ₹1,000 at BookMyShow
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Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Fuel | Shopping
Reward Type
Reward Points
Welcome Benefits
Get 1,000 Fuel Points when you make your first purchase of at least ₹500 within 30 days of getting the card.
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Joining Fee
Rs. 3000.00 +GST
Renewal Fee
Rs. 3000.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Receive a Rs. 3,000 MakeMyTrip voucher as a welcome bonus.

RBL Credit Cards: Key Features and Advantages

Similar to other top credit card issuers in the country, RBL Bank provides a range of exciting benefits to its customers. Each credit card is designed with unique perks across different categories. Here are some common benefits you can enjoy with RBL Credit Cards:

  • Welcome Offers: New cardholders can avail of special introductory perks such as bonus reward points, gift vouchers, or exclusive benefits. However, these offers are typically applicable after paying the joining fee.
  • Rewards Program: RBL Bank Credit Cards come with different reward structures, including reward points and cashback options. The earning rate and eligible spending categories vary based on the card type.
  • Travel Privileges: Enjoy travel-related benefits such as complimentary access to airport lounges (domestic and international), discounts on flights, hotel bookings, and more.
  • Dining & Entertainment Offers: RBL Bank provides great deals for movie buffs and food lovers, including Buy 1 Get 1 Free (BOGO) offers on movie tickets and discounts at partnered restaurants.
  • Additional Benefits: Other perks include a fuel surcharge waiver and the possibility of annual fee waivers based on spending milestones.

How to Apply for an RBL Credit Card Online

For offline applications, visit the nearest RBL Bank branch. To apply online, follow these steps:

  • Click the ‘Apply Now’ button.
  • Fill in the application form and review the details.
  • Follow the instructions on the bank’s official website to complete the process.

Documents Needed for Application

To apply for an RBL Credit Card, you must submit certain documents for verification, such as:

  • Identity Proof: PAN Card
  • Address Proof: Aadhaar Card, Voter ID, Passport, Rent Agreement, or Driving Licence
  • Income Proof: Recent salary slips, bank statements, or the latest Income Tax Return (ITR)

These documents help the bank verify your identity, address, and financial details.

How to Track Your RBL Credit Card Application Status

If you've already applied, you can check your application status through these methods:

  • Visit the RBL Bank application tracking page.
  • Click ‘Track here’ under the ‘RBL Bank Credit Card’ section.
  • Enter the required details to view your status.

You can also track your application by calling RBL customer care or visiting a nearby bank branch.

How to Activate Your RBL Bank Credit Card?

Before using your new RBL Bank Credit Card, you need to activate it. You can do this through different online and offline methods.

  • Call Customer Care: One of the easiest ways to activate your card is by calling RBL Bank’s customer care. Dial their helpline and ask for assistance in generating your credit card PIN. The bank representative will ask for some details to verify your identity. Provide the required information, follow their instructions, and your card will be activated quickly.
  • Use the RBL MyCard App: You can also activate your card through RBL MyCard, the bank’s mobile banking app. Log in to your account, find the option to set or reset your PIN, and follow the steps shown on the screen to complete the activation.
  • Activate Online: RBL Bank provides an online PIN generation page where you can set or reset your credit card PIN. Just visit the page, enter the required details, and follow the instructions to activate your card.

RBL Credit Card Login & Net Banking Registration

With RBL Bank’s internet banking service, you can manage your credit card online. To register for net banking, follow these steps:

  • Visit the RBL Bank official website.
  • Click on ‘Login’ and choose Personal Banking.
  • Select ‘First Time User’ and proceed with registration.
  • Enter your credit card details as requested.
  • Create your User ID and password.
  • Click Submit to complete the process.

Once registered, you can log in anytime to check transactions, pay bills, and manage your credit card easily.

RBL Credit Card Customer Care

For any issues or assistance regarding your RBL Credit Card, you can contact customer support through. These options help you get quick support for any credit card-related concerns.

  • Phone: Call the RBL Credit Card Helpline at +91 22 6232 7777.
  • Email: Send queries to cardservices@rblbank.com.
  • Branch Visit: Visit your nearest RBL Bank branch for in-person assistance.