AU Small Finance Bank Credit Cards
AU Small Finance Bank is a well-established private sector bank in India, founded in 1996. It operates across 21 states and three union territories, employing over 30,000 people. With a strong presence in Rajasthan, the bank has grown rapidly, serving lakhs of customers nationwide. Along with its banking services, AU Bank offers a range of exclusive credit cards to meet different financial needs. Shortly after introducing its banking and card services, AU Bank became a major player in the credit card market, earning the trust of thousands of users. As of June 2024, the bank has issued over 10 lakh active AU Bank Credit Cards, a remarkable achievement since each customer is allowed only one card. This milestone highlights the bank’s commitment to offering valuable financial products while ensuring customer satisfaction.
To provide even better benefits, AU Bank has introduced the SwipeUp platform, allowing customers to upgrade their credit cards effortlessly. This initiative is designed not only for existing customers but also for others looking for better rewards, higher credit limits, and enhanced benefits. With AU Bank Credit Cards, users can enjoy perks like cashback, reward points, lounge access, and exclusive discounts on shopping and travel. Whether you need a card for daily spending or premium privileges, AU Bank has options to match your requirements. In this article, we will explore the different AU Bank Credit Cards, helping you choose the best one for your financial needs.
List of Best AU Bank Credit Cards in India
AU Bank offers ten credit cards, ranging from entry-level to premium options, catering to different income levels and financial needs. Whether you need a basic card or a high-end one with premium benefits, AU Bank Credit Cards provide a variety of features. Below is a list of all available cards, with detailed benefits and key information covered later in this article.
AU Bank Credit Cards: Features & Benefits
AU Bank may not have as many credit card options as some other major banks, but it still offers some great choices that many people find useful. These cards come with various benefits, making them a popular choice among users. Here are some of the key features you can enjoy with AU Bank credit cards:
- Welcome Benefits – When you get a new AU Bank credit card, you receive special welcome offers. These may include reward points, discounts, or other perks. However, you usually need to pay the joining fee to access these benefits.
- Travel Benefits – If you love traveling, AU Bank credit cards can be useful. Some cards offer free airport lounge access, discounts on flights and hotel bookings, and even Priority Pass membership.
- Reward Points – Every time you use your AU Bank credit card for shopping, dining, travel, or other expenses, you can earn reward points. The number of points you earn depends on the type of card and the spending category.
- Movie & Dining Discounts – AU Bank credit cards can help you save money on movie tickets and dining. Some cards come with special deals at popular restaurants and entertainment platforms.
- Other Benefits:
- 1% fuel surcharge waiver on fuel transactions.
- Special limited-time offers on shopping and travel.
- Free insurance coverage.
- Zero liability protection in case your card is lost or stolen.
- Purchase protection on certain transactions.
Who Can Apply for an AU Bank Credit Card?
To be eligible for an AU Bank credit card, you need to meet the following conditions:
- You must be at least 21 years old to apply for a primary credit card.
- If you want to get an add-on card for a family member, they should be at least 18 years old.
- You must be a resident of India.
- You should have a stable income to show that you can manage credit card payments.
How to Activate Your AU Bank Credit Card?
Once you receive your AU Bank credit card, you need to activate it before using it. Here are three easy ways to do it:
- Online Activation – Log in to your AU Bank internet banking account. Go to the “Credit Card Management” section, and you’ll find an option to activate your card.
- Customer Care Assistance – Call AU Bank’s customer support and ask them to guide you through the activation process.
- Visit a Bank Branch – If you are unable to activate the card online or through customer care, you can visit your nearest AU Bank branch for assistance.
How to Contact AU Bank Customer Support?
If you have any questions or issues related to your AU Bank credit card, you can reach out to customer support through these methods. They are available to help with card activation, transaction issues, lost cards, and any other queries.
- 24/7 Toll-Free Number: 1800 1200 1500
- Email Support: creditcard.support@aubank.in