IDBI Bank Credit Cards
IDBI Bank entered the credit card market in 2014 and now offers five different credit cards, each with unique benefits. As of January 2025, the bank has issued over 41,000 active credit cards, with the number steadily growing. Whether you need a card for your lifestyle, spending habits, or specific financial needs, IDBI Bank has multiple options to choose from. Below is a complete list of IDBI Credit Cards to help you compare and find the best fit.
IDBI Bank Credit Cards offer great benefits, security, and global acceptance. They come with EMV Chip and PIN technology for safer transactions. Whether for shopping, travel, or daily expenses, these cards provide exclusive perks. Plus, you can earn delight points on every purchase, which can be redeemed for cashback, making your spending more rewarding.
List of Best IDBI Credit Cards in India
IDBI Bank offers a range of credit cards tailored to suit different spending needs and lifestyle preferences. These cards come with attractive benefits, including reward points, cashback offers, fuel surcharge waivers, and exclusive discounts on dining, shopping, and travel. With features like easy EMIs, 24/7 customer support, and secure transactions, IDBI Bank credit cards provide a convenient and rewarding way to manage finances.
IDBI Credit Cards: Eligibility, Application Process & Features
Similar to other leading credit card providers in India, IDBI Bank has set specific eligibility requirements for individuals applying for a credit card. These criteria ensure that applicants meet the necessary financial and creditworthiness standards before receiving approval.
- Age Requirements:
- Salaried individuals: 21 to 60 years
- Self-employed individuals: 21 to 65 years
- Income Stability: The applicant must have a steady source of income.
- Credit History: A good credit score may be required to enhance approval chances.
Required Documents
Applicants need to provide certain documents during the credit card application process. The list below categorizes the required documents:
- Identity Proof: Aadhar Card, PAN Card, Voter ID, Passport, Driving License, etc.
- Address Proof: Voter ID, Utility Bills, Passport, Aadhar Card, Driving License, etc.
- Income Proof:
- Salaried employees: Latest salary slips/bank statements
- Self-employed individuals: Recent Income Tax Returns (ITR)
How to Apply for an IDBI Credit Card?
IDBI Bank offers both online and offline application methods to suit customer preferences:
- Offline Application: Visit the nearest IDBI Bank branch, fill in the credit card application form, and submit the required documents.
- Online Application:
- Visit the official IDBI Bank website.
- Navigate to the ‘Credit Cards’ section under ‘Cards.’
- Select the desired credit card and review its benefits and terms.
- Scroll down to find available application methods and proceed accordingly.
Tracking Your Application Status
After submitting the application, applicants can track their credit card status through the following ways:
- Customer Care Assistance: Contact IDBI Bank's customer service and provide details such as your application number or PAN card number.
- Branch Visit: Visit the nearest IDBI Bank branch and request an update on your application status.
Activating Your IDBI Credit Card
Once you receive your IDBI credit card, activation is required before making transactions. Here are the available activation methods:
- ATM Activation:
- Visit the nearest IDBI ATM.
- Insert your credit card and select the ‘ATM PIN’ option from the main menu.
- Follow the on-screen instructions to set a PIN.
- Ensure you carry your registered mobile number for authentication.
- Customer Care Assistance: Contact IDBI Bank's credit card helpline and request assistance with card activation.
IDBI Credit Card Login & Net Banking
For a seamless banking experience, IDBI Bank provides internet banking services. Follow these steps to register your credit card for net banking:
- Visit the IDBI Bank’s official website and click on ‘Login.’
- Select ‘Credit Cards’ and proceed to the login page.
- Click on ‘Register Now.’
- Enter your credit card details and complete the registration process.
Customer Care Support
For any concerns or inquiries related to IDBI credit cards, customers can reach out through the following channels:
- Toll-Free Number: 1800-425-7600 (Available 24×7)
- Email Support: idbicards@idbi.co.in
Lifetime Free Credit Cards from IDBI Bank
IDBI Bank offers two lifetime free credit cards, making them a great option for beginners looking for cost-effective solutions:
- IDBI Royale Signature Credit Card
- IDBI Aspire Platinum Credit Card
Both cards provide a decent rewards program and additional benefits across various spending categories. They are ideal for individuals who want to start their credit journey with minimal charges and maximum convenience.