Best Federal Bank Credit Cards
Federal Bank is a well-known private bank in India and was the first to computerize all its branches. It has offices in Abu Dhabi, Oman, Kuwait, Dubai, and Qatar and operates over 1,350 branches across India. The bank offers special financial services and is a popular choice among customers. Many people in India prefer Federal Bank credit cards, as the bank is also a trusted card issuer. It mainly focuses on helping small, medium, and mid-sized businesses and aims to become one of the top banks in the country.
Federal Bank provides lifetime free credit cards with great benefits like welcome offers, rewards, BOGO deals on movie tickets, free airport lounge access, and insurance. Most people compare credit cards based on their annual fee and rewards. Since these cards have no yearly fee, they are highly attractive. Anyone with a good CIBIL score and a stable income can apply. Unlike many other cards, the lounge access benefit is not based on spending, meaning all cardholders can enjoy it no matter how much they use their card. These credit cards are a great option in the Indian market right now.
List of Best Federal Bank Credit Cards in India
Currently, Federal Bank offers below credit cards, with two available on the RuPay network. Each card comes with exciting benefits designed to meet different customer needs. Below is a list of the best Federal Bank Credit Cards and their key advantages.
Federal Credit Card Features and Benefits
Federal Bank provides a diverse range of credit cards, each designed to cater to specific customer needs. These cards offer exclusive privileges, making them a reliable financial tool for various user segments. Below is a comprehensive overview of their features and benefits.
Key Benefits of Federal Bank Credit Cards
- Welcome Benefits: Enjoy exclusive welcome perks, which vary based on the card type. With lifetime free credit card options, these benefits serve as an added incentive for users.
- Reward Programs: Earn reward points on transactions, redeemable for discounts, vouchers, and gifts.
- Cashback Offers: Avail cashback on various spending categories, including shopping, dining, and fuel expenses.
- Contactless Payments: Benefit from NFC-enabled technology for secure, fast, and convenient transactions.
- Interest-Free Period: Enjoy an interest-free credit period on transactions, subject to timely payment of outstanding dues.
- EMI Facility: Convert high-value purchases into easy monthly installments at competitive interest rates.
- Enhanced Security: Features include OTP-based authentication, real-time fraud monitoring, and chip & PIN security for added protection.
Eligibility Criteria for Federal Bank Credit Cards
- Age Requirements:
- Salaried individuals: 21 to 60 years
- Self-employed individuals: 21 to 65 years
- Income Stability: A steady source of income is required, with specific income criteria based on the chosen card.
- Credit Score: A good credit score enhances the likelihood of approval.
Required Documents for Application
- Identity Proof: Aadhaar Card, Voter ID, PAN Card, Driving License, or Passport
- Address Proof: Aadhaar Card, Utility Bills, or Passport
- Income Proof: Recent bank statements, salary slips, or Income Tax Returns (ITRs)
Activation Methods for Federal Bank Credit Cards
- ATM Activation:
- Visit a Federal Bank ATM and insert the credit card.
- Choose the PIN generation/change option.
- Authenticate via OTP sent to the registered mobile number.
- Customer Care Support: Call Federal Bank’s customer service to request assistance with activation.
- Branch Assistance: Visit the nearest Federal Bank branch for activation support.
Tracking Your Credit Card Application Status
- Customer Care Helpline: Contact the bank’s customer service with application details.
- Digital Assistant (Feddy): Utilize Federal Bank’s chatbot, Feddy, to check status updates.
- Branch Inquiry: Visit a Federal Bank branch with the application number and relevant documents.
Federal Bank Credit Cards Login & Net Banking Registration
- Visit the Federal Bank official website.
- Select ‘Login’ from the main menu.
- Click on ‘Internet Banking’ and choose ‘Personal Banking’.
- You will be redirected to the login page.
- Click ‘Need an account? Sign Up’.
- Enter the required details and complete the registration process.
Federal Bank Credit Card Customer Support
- Phone: 1800-425-1199 / 1800-420-1199
- Email: contact@federalbank.co.in
Federal Bank credit cards provide an extensive range of benefits tailored for different financial needs. Whether seeking rewards, cashback, or flexible repayment options, these cards ensure financial convenience with robust security measures.