Best Standard Chartered Credit Cards
Standard Chartered Bank, India, is a subsidiary of the London-based Standard Chartered Bank. The bank has a long history, dating back to 1853, and was formed through the merger of The Chartered Bank of India, Australia and China, and Standard Bank of British South Africa in 1969. The Chartered Bank had been operating in India since 1858, making Standard Chartered one of the oldest financial institutions in the country. Today, it is the largest foreign bank in India in terms of branch network and workforce, offering a wide range of financial services to millions of customers.
Standard Chartered Credit Cards are well-known and trusted by customers across India for their excellent features and benefits. The bank provides a variety of credit cards to suit different needs, including travel, shopping, lifestyle, and premium categories. Some of these cards come with exclusive perks such as airport lounge access, high reward points, cashback offers, and discounts on dining and entertainment. With its strong reputation and customer-focused services, Standard Chartered has established itself as a major player in the Indian credit card market. As of June 2024, there are over 10 lakh active Standard Chartered Credit Cards, making the bank the second-largest foreign credit card issuer in India, after American Express and HSBC.
If you are looking for a reliable credit card with great benefits, Standard Chartered Credit Cards offer multiple options tailored to different spending habits. Whether you need a card for daily expenses, luxury purchases, or travel benefits, there is a suitable choice for you. In this article, we will explore the top credit cards offered by Standard Chartered Bank, helping you find the best one based on rewards, fees, and additional features. Keep reading to discover the perfect credit card for your financial needs.
List of Best Standard Chartered Credit Cards in India
Given the wide range of Standard Chartered Credit Cards available, it may be challenging to review all their features and benefits to select the one that best meets your needs. To assist you, we have compiled detailed information on the top Standard Chartered Credit Cards in India. Below is a list of some of the most popular credit cards offered by Standard Chartered in the Indian market.
Standard Chartered Credit Cards: Features & Benefits
Standard Chartered Bank offers a variety of credit cards packed with exclusive perks across different categories, including welcome rewards, cashback, travel privileges, and milestone benefits. Here’s what you can expect:
- Welcome Rewards: Get bonus reward points, gift vouchers, or accelerated cashback when you activate your card or pay the joining fee.
- Rewards & Cashback: Earn reward points or cashback on every transaction. The rate varies based on the card type and spending category.
- Travel Privileges: Enjoy complimentary airport lounge access, discounts on flights and hotels, and exclusive travel memberships.
- Milestone Bonuses: Unlock extra rewards like bonus points or vouchers when you meet a specific spending target within a given timeframe.
- Additional Perks: Get a 1% fuel surcharge waiver, zero liability protection, and annual fee waivers based on spending.
Eligibility Criteria
To qualify for a Standard Chartered Credit Card, applicants must meet certain eligibility requirements:
- Age Requirement: Applicants should be between 21 and 65 years old.
- Income Stability: A steady source of income is required, whether salaried or self-employed.
- Creditworthiness: A strong credit history is preferred to enhance approval chances.
Required Documents
Applicants must provide valid identity proof, address proof, and proof of income to complete the application process. The following documents are accepted:
| Identity Proof | Address Proof | Proof of Income |
|---|---|---|
| Voter ID | Aadhar Card | Audited ITR Acknowledgement |
| Aadhar Card | Passport | Salary Slips |
| Driving License | Utility Bills | |
| PAN Card | ||
| Passport |
How to Apply for a Standard Chartered Credit Card
Standard Chartered Bank offers both online and offline methods for credit card applications:
- Offline Application: Visit your nearest Standard Chartered branch with the required documents and complete the application form.
- Online Application:
- Select the credit card you wish to apply for.
- Click on the “Apply Now” button.
- Provide your basic details for instant approval.
Tracking Your Credit Card Application Status
If you have already applied for a Standard Chartered credit card, you can check your application status by:
- Contacting Customer Support: Provide your application number or registered mobile number.
- Visiting a Branch: Bank representatives can assist you with the status update.
Activating Your Standard Chartered Credit Card
You can activate your credit card using any of the following methods:
- Online Activation: Log in to Standard Chartered’s internet banking, go to ‘Help and Services,’ and generate your PIN under ‘Card Management.’
- Customer Service Activation: Call Standard Chartered’s customer support and follow the instructions to activate your card.
Internet Banking Registration for Credit Cards
To manage your credit card online, register for Standard Chartered’s internet banking by following these steps:
- Visit the Standard Chartered Bank website.
- Click ‘Register Now’ and select ‘Continue to Login.’
- Choose ‘Instant Registration.’
- Enter your credit card details and complete the process.
Customer Support
For any assistance related to your Standard Chartered credit card, you can contact customer support through:
- Phone: 6601 4444 / 3940 4444 / 1800 345 1000 (toll-free).
- Email: card.services@sc.com