HDFC Bank Titanium Times Credit Card
The HDFC Bank Titanium Times Credit Card is a partnership between HDFC and the Times Group, designed for movie lovers and frequent diners. It offers a 25% discount on movie tickets (up to Rs. 350) and extra Reward Points on weekday dining. This makes it a great choice for those who often go to the movies or eat out. Cardholders also get a free Times Prime membership as a welcome gift, which gives access to various exclusive services and offers.
This card is especially beneficial for people who spend a lot on movies and dining, as it offers attractive rewards in these categories. It also provides decent rewards on other purchases. The first-year fee is Rs. 500, and the renewal fee is Rs. 500 as well, but it’s waived if you spend Rs. 1.5 lakh in a year. The card’s interest rate is 40.8% annually, so it’s important to make payments on time to avoid high interest charges.
Rewards and Benefits
Fees & Charges
Do I earn reward points for online transactions with the HDFC Times Titanium credit card?
Yes, you earn 2 reward points for every Rs. 150 spent, including online purchases. Some transactions like EasyEMI, e-wallet loading, SmartEMI, and insurance have limitations. The reward points are valid for 2 years from the date they are earned.
What is SmartPay?
SmartPay is a service that allows you to set up automatic payments for utility or other bills.
What should I do if I lose my Titanium Times card?
Immediately report the loss by calling the HDFC credit card toll-free number. If the card is recoverable, a temporary block will be placed. If it's lost or stolen, the bank will issue a new card with a different number.
Can I use the HDFC Titanium Times Mastercard for online purchases?
Yes, you can use it for online purchases once activated. Just make sure to register for the Mastercard Secure Code to ensure extra security.
Should I get the HDFC Times Titanium Credit Card with my HDFC salary account?
Yes, it's a good choice, especially if you're new to credit. It can help you build a strong credit history.
Can I start using my HDFC Times Titanium Credit Card immediately?
You can start using it after activating the card and setting the PIN for the first time.
How do I find partner restaurants and movie theatres?
You can check the list of partner restaurants and movie theatres on HDFC Bank's website.
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