IndusInd Bank Crest Credit Card

Gaurav

The IndusInd Bank Crest Credit Card is a premium card made for people who enjoy luxury, travel, and top-class services. It comes with 24/7 concierge support, insurance for air travel accidents, and free LoungeKey membership. This gives you access to over 850 airport lounges in more than 120 countries. You get 2 free lounge visits outside India every three months. If you bring a guest, there’s a small fee. Some lounges also offer free snacks, drinks, internet, and business tools like meeting rooms and fax machines. The card also includes extra travel perks like free hotel stays at Oberoi and special services at the airport.

When it comes to fun and food, the card has great benefits too. If you book through BookMyShow, you can get up to 3 free movie tickets every month. It also gives you a Club ITC Culinaire membership, which helps you save up to 25% at certain restaurants. With all these features, the Crest Credit Card is a great choice for anyone looking for a credit card with luxury, comfort, and value.

Credit Card Detail
IndusInd Bank Crest Credit Card
Joining Fee
Rs. 75000.00 +GST
Renewal Fee
Rs. 10000.00 +GST
Best Suited For
Shopping | Travel
Reward Type
Reward Points
Welcome Benefits
N/A
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Rewards Rate
You earn 1 reward point for every Rs. 100 spent in India and 2.5 times more points on international purchases. You can exchange your reward points for KrisFlyer miles with Singapore Airlines at a 2:1 ratio or get a cash credit of Rs. 0.75 for each point.
Reward Redemption
1 reward point is worth ₹0.75 if you use it for cash credit, or 1 reward point equals 1 AirMile when used with partner airlines.
Movie & Dining
Enjoy 1+1 movie tickets (up to ₹700), 20% off on events, and ₹50 off on snacks with the IndusInd Crest Card. Earn 25% Green Points on dining and 1,000 bonus points on every ₹25,000 spent.
Travel
You get a free LoungeKey membership that lets you access international airport lounges twice every quarter, plus free entry to domestic lounges through the MasterCard India lounge program.
Golf
Get 3 complimentary golf rounds and coaching sessions every month. Enjoy exclusive access to the Mastercard® Golf Program and experience VIP treatment at golf courses through the TPC Network.
Domestic Lounge Access
Get 2 free lounge visits every quarter through the Lounge Programme—just show your card at participating lounges to enjoy the benefit.
International Lounge Access
You get 2 free visits to international airport lounges every three months with the LoungeKey membership.
Insurance Benefits
Total Protect covers your credit limit and add-on cards. Unauthorized charges before reporting loss are insured. Includes Rs. 2.5 crore air accident cover.
Interest Rates
Annual membership fee waived off on spending Rs. 20,00,000 in the previous year
Spend-Based Waiver
If you spend Rs. 20,00,000 or more in the previous year, the annual membership fee will be waived.
Rewards Redemption Fee
Rs. 99 + GST
Cash Advance Charges
A fee of 2.5% will be charged on the advanced amount, but it will not be less than Rs. 300.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
You won’t be charged the 1% surcharge on transactions from Rs. 500 to Rs. 10,000, and there’s no limit on how many times you can use this benefit each month.
Card Details
  • Reward points can be transferred to partner airline miles or redeemed as cash credit.
  • Complimentary lounge access to domestic and international airports (2 free visits per quarter).
  • Airport benefits: private check-in, private arrival/departure lounges, chauffeured car, and direct luggage delivery.
  • Up to ₹3,000 discount on dining at partner restaurants with Club ITC Culinaire membership.
  • Buy One Get One free movie tickets on BookMyShow (max 3 tickets/month, ticket capped at ₹700, plus ₹50 off on food & beverages).
  • Golf privileges: 3 free golf games and lessons per month, plus VIP access via MasterCard Golf Program and TPC Network.
  • Lost card liability protection covers transactions up to 48 hours before reporting.
  • Personal air accident cover worth ₹2.5 crore.
  • Access to MasterCard Epicurean Experiences.
  • Membership benefits from Advance Medical, Texas Medical Concierge, and Max Healthcare including discounts and 24x7 health support.
  • Culinary offers: Up to 50% off buffet meals, 25% off food & beverages, and 30% off gourmet shop purchases at ITC hotels.
  • Earn Green Points on spends at ITC, WelcomHotels, Fortune, and WelcomHeritage with bonus points on milestones.
  • Fine living perks: personalized check-in, suite discounts, free weekend night certificates, and room upgrades at partner hotels.
  • Fine fashion benefits: discounts, gift vouchers, priority service, and free monogramming at Wills Lifestyle stores.
  • Entertainment discounts: 20% off BookMyShow events and theatre bookings.
  • Fuel surcharge waiver of 1% on transactions between ₹500 and ₹10,000.
  • Insurance coverage includes protection against unauthorized transactions and emergency card replacement.
  • 24x7 concierge services for travel bookings, gifting help, roadside assistance, and reservations.
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Frequently Asked Questions

Can I apply for an IndusInd Bank Crest Credit Card?

No, this card is available by invitation only. IndusInd Bank will invite eligible customers to apply.

What are the reward points validity terms?

The reward points you earn with the Crest credit card are valid for 1 year from the day you earn them. If you don’t use them within that time, they will expire.

Does the card offer any insurance benefits?

Yes, the Crest card comes with air accident insurance coverage worth Rs. 2.5 crores.

Do I get Priority Pass membership with this card?

No, the card does not include Priority Pass membership. Instead, you get LoungeKey membership with 2 free international lounge visits every quarter.

Does the card support contactless payments?

Yes, it supports contactless payments with Visa payWave technology. You don’t need to enter your PIN for transactions up to Rs. 5,000.

How do I book a table to use the dining benefits?

You can book tables through the Indusmoments website or app to enjoy dining offers.

Is there a charge for requesting a charge slip?

Yes, the bank charges Rs. 300 for every charge-slip request.

Does the card cover overseas medical expenses?

No, the Crest credit card does not provide coverage for overseas medical expenses.

What is the limit on Emergency Cash Advance?

You can withdraw up to your available cash limit on the IndusInd Bank Crest credit card through the Emergency Cash Advance service.

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