Skip to main content

IndusInd Bank Legend Credit Card

The IndusInd Bank Legend Credit Card is a lifetime free (LTF) card that offers great rewards and practical benefits. You earn 1 reward point for every ₹100 spent, which can be redeemed for statement cash, Airmiles, gift vouchers, or products. Additionally, you can earn 4,000 bonus reward points by reaching an annual spending milestone. The card also includes 1 free domestic airport lounge visit per quarter, making it an excellent choice for travelers.

With its low foreign currency markup fee, the card is particularly useful for international transactions, helping you save on foreign purchases. Its rewards program, milestone benefits, and travel perks make it a solid option for frequent travelers or anyone seeking a cost-effective, value-packed credit card. If you’re looking for an LTF card with multiple benefits, this is a great pick. Check out our detailed review to learn more!

Credit Card Detail
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Rewards Rate
1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.
Reward Redemption
1 Reward Point = ₹0.50 for Redemption Against Cash Credit
Movie & Dining
Get one movie ticket free every month, up to Rs. 200.
Travel
N/A
Golf
N/A
Domestic Lounge Access
1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)
International Lounge Access
N/A
Insurance Benefits
Get a free air accident cover of Rs. 25 Lakhs, free lost baggage insurance of Rs. 1 lakh, and other travel insurance covers.
Interest Rates
3.83% per month (46% per year)
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs. 100
Cash Advance Charges
2.5% of the transaction amount (Minimum charge of Rs. 500)
Foreign Currency Markup
1.80% +GST
Fuel Surcharge
1% of Fuel Surcharge Waiver applicable at all fuel stations across India.
Card Details
  • Get free domestic airport lounge visits every quarter.
  • Enjoy a Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow.
  • Earn 4,000 bonus Reward Points as part of milestone benefits.
  • Pay a lower foreign currency markup fee of 1.8%.
Pros/Cons
Pros
- This is a lifetime free credit, which comes with no annual charges.
Cons
- This card offers just one Buy One Get One deal per month and doesn’t include any dining offers.
Frequently Asked Questions

How can I access my IndusInd Bank credit card statement online?

You can log in to your IndusInd Bank credit card net banking account, go to the 'cards' section, select your credit card, and click 'Generate Statement' to view your transaction history or download statements for specific dates.

Does this card have a different foreign currency mark-up compared to other IndusInd Bank cards?

es, unlike most IndusInd Bank cards that charge a 3.5% mark-up fee, the Legend Credit Card offers a lower rate of 1.8%.

What can I use my reward points for?

The reward points can be redeemed for a variety of options, including credit card bill payments, gift vouchers, air miles, and cashback on future purchases.

Can I use this card for contactless payments?

Yes, the card allows quick and easy contactless transactions.

Is there any Accidental Insurance with this card?

Yes, the card provides Air Accidental Insurance coverage of ₹25 Lakhs.

Leave a Reply

Restricted HTML

  • Allowed HTML tags: <a href hreflang> <em> <strong> <cite> <blockquote cite> <code> <ul type> <ol start type> <li> <dl> <dt> <dd> <h2 id> <h3 id> <h4 id> <h5 id> <h6 id>
  • Lines and paragraphs break automatically.
  • Web page addresses and email addresses turn into links automatically.