IRCTC BOBCARD Credit Card
The IRCTC RuPay BOBCARD Credit Card, launched by BOBCARD LIMITED in partnership with IRCTC, is designed for frequent train travelers. With a joining fee of ₹500, this card offers great value, especially for railway bookings. Cardholders earn 40 Reward Points per ₹100 spent on IRCTC ticket bookings and get a 1% surcharge waiver on transactions. Additionally, Reward Points can be converted into IRCTC travel points by linking the credit card loyalty number with an IRCTC ID.
Beyond railway benefits, the card also rewards everyday spending. New users receive 500 bonus Reward Points after spending ₹5,000 within 60 days of activation. You can earn 4 Reward Points per ₹100 spent on groceries and retail shopping, and transactions can be converted into EMIs for flexibility. If you frequently travel by train and want a card that enhances both travel and daily spending, the IRCTC RuPay BOBCARD Credit Card is a great choice.
Rewards and Benefits
Fees & Charges
What is the renewal fee for the IRCTC RuPay BOBCARD Credit Card?
The annual renewal fee is ₹350 plus taxes.
Does this card offer a surcharge waiver on IRCTC bookings?
Yes, a 1% surcharge waiver applies to train ticket bookings made through the IRCTC website and mobile app.
How can I contact BoB credit card customer support?
You can call 1800225100 or email crm@bobfinancial.com for assistance.
What is the redemption value of reward points?
Reward points can be redeemed at 1 RP = 0.25 paise.
How many free railway lounge visits are included?
You get one complimentary lounge visit per quarter.
How many reward points can I earn on IRCTC bookings?
After linking your loyalty number with your IRCTC ID, you can earn up to 40 reward points per ₹100 spent on IRCTC ticket bookings.
Can transactions be converted into EMIs?
Yes, purchases of ₹2,500 or more can be converted into EMIs ranging from 6 to 36 months.
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