Tata Neu Infinity HDFC Bank Credit Card

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The Tata Neu Infinity HDFC Bank Credit Card is a premium credit card launched by HDFC Bank in partnership with Tata Neu. It lets you earn up to 10% back as NeuCoins on select Tata Neu purchases, which you can use on Tata brands like Air India, BigBasket, Westside, and more. The card has a yearly fee of ₹1,499, but you get welcome rewards worth the same amount. It also comes in the RuPay version, so you can link it to UPI apps and earn rewards on UPI payments too.

Apart from shopping benefits, the card gives you free access to lounges at both domestic and international airports. You also get air accident insurance, protection from fraud, and a contactless payment feature for fast and safe payments. Overall, it’s a great card for people who shop a lot on Tata Neu and want to save more while enjoying extra travel and lifestyle perks.

Credit Card Detail
Tata Neu Infinity HDFC Bank Credit Card
Joining Fee
Rs. 1499.00 +GST
Renewal Fee
Rs. 1499.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Gift of 1,499 NeuCoins.
Apply Now
Rewards Rate
Get 10% cashback (in NeuCoins) on the Tata Neu app, 5% cashback on Tata partner brands, and 1.5% cashback on other purchases.
Reward Redemption
You can use the NeuCoins earned on the Tata Neu app with Tata partner brands, where 1 NeuCoin equals Re. 1.
Movie & Dining
N/A
Travel
N/A
Golf
N/A
Domestic Lounge Access
8 free domestic lounge accesses every year.
International Lounge Access
4 complimentary international lounge access each year
Insurance Benefits
Insurance cover of ₹1 crore for air accidents, ₹15 lakh for emergency hospitalization, and up to ₹9 lakh for lost card liability.
Interest Rates
3.49% per month, i.e, 41.88% per year
Spend-Based Waiver
The renewal fee is waived if you spend Rs. 3 lakhs or more in a year.
Rewards Redemption Fee
Nil
Cash Advance Charges
A fee of 2.5% of the withdrawn amount, with a minimum charge of Rs. 500.
Foreign Currency Markup
2.00% +GST
Fuel Surcharge
1% fuel surcharge waiver on fuel transactions in India between ₹400 and ₹5,000.
Card Details
  • Get 10% NeuCoins on Tata Neu app purchases, 5% on Tata brand partners, and 1.5% on other spends, including EMI; plus an extra 5% on Tata Neu website/app transactions.
  • Receive a welcome bonus of 1,499 NeuCoins by making your first transaction within 30 days of card issue.
  • Spend ₹3 lakh in a year to get your annual fee of ₹1,499 waived.
  • Enjoy 8 free domestic and 4 international airport lounge visits annually (international access via Priority Pass; $3.25 per visit for RuPay variant).
  • Get ₹1 crore accidental death cover, ₹15 lakh overseas emergency hospitalisation, and ₹9 lakh lost card liability protection (if reported within 24 hours).
  • Avail a 1% fuel surcharge waiver on transactions between ₹400–₹5,000, capped at ₹500 per month.
  • Benefit from a low 2% foreign currency markup on international transactions.
  • Make fast and secure contactless payments, and use the revolving credit option if needed (interest applicable).
Pros/Cons
Pros
- Get 10% cashback on the Tata Neu app and enjoy a low 2% fee on foreign currency transactions.
Cons
- NeuCoins expire after one year, and to waive the annual fee, you need to spend ₹3 lakhs.
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Frequently Asked Questions

How can I redeem reward points on the Tata Neu Infinity HDFC Bank Credit Card?

The card provides NeuCoins, which can be redeemed for purchases on Tata Neu and its partner brands at a rate of 1 NeuCoin = Rs. 1.

What’s the difference between the Tata Neu Infinity HDFC Credit Card and the Tata Neu Plus HDFC Credit Card?

The Infinity card has a higher annual fee of Rs. 1,499 and gives up to 10% cashback on Tata Neu purchases, while the Plus card has a fee of Rs. 499 and offers up to 7% cashback.

Can I report a transaction dispute online?

Yes, you can file a transaction dispute through the bank’s official website.

Which transactions do not qualify for earning NeuCoins?

You won’t earn NeuCoins on Smart EMI, card fee payments, settling outstanding balances, cash advances, voucher buys, or fuel purchases.

How can I generate a PIN for my Tata Neu Infinity HDFC Bank Credit Card?

You can generate the PIN through an ATM, the mobile app, net banking, or by calling the bank’s customer service.

What should I do if I lose my Tata Neu Infinity HDFC Bank Credit Card?

If your card is lost or stolen, you should immediately call customer care at 1800 202 6161 or block the card through net banking to prevent misuse.

Can I raise a complaint online for a wrong or suspicious transaction?

Yes, you can report any transaction issues directly on the official HDFC Bank website.

Are there any spends where I won’t earn NeuCoins?

Yes, you won’t get NeuCoins for Smart EMI, card fees, bill payments, cash withdrawals, fuel purchases, or buying vouchers.

Will I be charged for using the Priority Pass in India?

Yes, extra charges apply if you use the Priority Pass at lounges in India.

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