Standard Chartered Bank

Standard Chartered offers personal loans with attractive interest rates starting from 11.49% and a processing fee of up to 2.25% of the loan amount. You can borrow up to Rs.50 lakh, with flexible repayment options ranging from 1 to 5 years.

Standard Chartered Bank
No Income Docs Required
100% Paperless Approval
✖
Loan Amount
₹1L -₹6L
Interest Rate
10.60% - 18.00%
Tenure
5 Years
Processing Fee
2.25%
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Fees & Eligibility
Fees & Charges

The pre-closure fee varies depending on the loan tenure:

  • 5% if closed within 1 year
  • 4% within 2 years
  • 2% within 3 years
  • 1% after 3 years
Eligibility Criteria
  •  You must be at least 21 years old and less than 62 years old.
Documents
  • KYC documents required include PAN card, address proof, and ID proof, along with a photograph.
Features
What you'll love
  • No income documents required for pre-qualified offers.
  • Pre-closure and part-payment options available.
  • No guarantor needed.
Loan Benefits
- Available for salaried and non-salaried individuals.
- No security or guarantor required.
- Simple and easy documentation process.
- Online application with instant approval.
- Loan disbursed within 4-7 days after verification.
Proof of identity
Aadhaar, Passport, Voter ID, Driving License, Photo PAN Card, or Ration Card.
Proof of address
Passport, Utility Bills, Rental Agreement, Driving License, Insurance Policy, or Ration Card.
Fees and Charges for this Personal Loan
ChargesDetails
Interest Rate11.49% p.a. onwards
Loan AmountRs.1 lakh - Rs.50 lakh
Pre-Payment Charges1% - 5%
Loan Tenure1 year to 5 years
Late Payment FeeRs.495 + GST
Swap ChargesRs.500 + GST
Guarantor RequirementNo guarantor required

Standard Chartered Personal Loan Eligibility Criteria

To apply for a personal loan from Standard Chartered Bank, you must meet the following eligibility requirements:

  • A minimum monthly salary of Rs. 22,000
  • Age between 22 and 58 years
  • You can be either salaried or self-employed

Why Choose Standard Chartered Personal Loan?

Standard Chartered Personal Loans offer several benefits, making them a popular choice:

  • Attractive loan options
  • Flexible repayment terms
  • Competitive interest rates
  • Simple and fast application process
  • No collateral, security, or guarantor needed
  • Top-up loan facility available

How to Check the Status of Your Standard Chartered Personal Loan?

To check your personal loan status, visit the Standard Chartered website and enter your loan reference number (with the '#' symbol) and mobile number. Alternatively, you can track your loan status using your registered email ID and mobile number.

Standard Chartered Personal Loan Customer Care

For any questions or concerns about your personal loan, you can contact Standard Chartered's customer care. The bank provides specific numbers for different cities. You can also email or SMS the bank for assistance. For 24/7 support, customer care is available to help. If you're not satisfied with the response, you can reach out to the Principal Nodal Officer for further assistance.