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Apollo SBI Credit Card

SBI Card and Apollo Hospitals have launched the Apollo SBI Credit Card, offering health benefits like discounts and rewards on Apollo services. Cardholders can also earn points on other purchases. With a low joining and renewal fee of Rs. 499, the card includes bonus reward points and a free Apollo Membership as welcome benefits.

This card is ideal for those who regularly use Apollo healthcare services, such as treatments at Apollo Hospitals or purchases from Apollo pharmacies. Cardholders get instant discounts on select Apollo services and earn extra reward points for transactions at Apollo Hospitals. The card's renewal fee can even be waived if certain spending requirements are met within the year.

As a welcome benefit, users receive 500 reward points worth Rs. 500 after paying the joining fee, with the points credited within 20 days. They also get complimentary Apollo Gold Membership for the first year. To continue this membership for another year, users must spend at least Rs. 75,000 at Apollo Centers in the previous year; otherwise, the membership will downgrade to Apollo Silver Tier.

Credit Card Detail
Joining Fee
Rs. 499.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Shopping | Dining | Health
Reward Type
Reward Points
Welcome Benefits
You’ll get 500 reward points and free Apollo Gold Tier Membership.
Rewards Rate
Get 3x points on Apollo services, 2x points on dining, movies, and entertainment, and 1 point for every Rs. 100 spent on everything else.
Reward Redemption
You can use these points only for services at Apollo Healthcare Centers and their stores.
Movie & Dining
Earn double reward points when you spend on dining or movies.
Travel
N/A
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
The interest rate is 3.5% per month, which adds up to 42% per year.
Spend-Based Waiver
Your renewal fee is waived if you spend Rs. 1 lakh or more in the previous year.
Rewards Redemption Fee
Rs. 99 + GST
Cash Advance Charges
It’s either 2.5% of the amount or Rs. 500, whichever is higher.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
You get 1% cashback at all fuel stations in India, with a maximum surcharge of Rs. 100 per month.
Card Details
  • Earn 3x reward points when you spend on services at Apollo Healthcare Centers.
  • Get double reward points (2x) on your spending for movies, dining, and entertainment.
  • Enjoy a 10% instant discount on selected services at Apollo.
  • Receive complimentary Apollo Gold Tier Membership as a special benefit.
  • Get a 1% waiver on the fuel surcharge at all fuel stations across India.
Frequently Asked Questions

Is this card suitable for shopping?

Yes, you can use it for shopping and earn reward points, but it’s better to use it for medical expenses to get more rewards.

Where is the Apollo SBI card accepted?

It’s accepted at over 24 million outlets worldwide and over 3.25 lakh outlets in India.

How can I track my credit card application status?

You can track it on the official SBI website by entering your application number.

Can I withdraw cash from ATMs with this card?

Yes, but there is a 2.5% fee, with a minimum charge of Rs. 300 per transaction.

How can I check my outstanding balance and credit limit?

You can check this by logging into your SBI Card account online or through the mobile app. You can also send an SMS with the last 4 digits of your card number to 5676791.

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