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Delhi Metro SBI Credit Card

The Delhi Metro SBI Credit Card is a useful card from SBI, created with Delhi Metro. It works as both a credit card and a smart metro card. When you get the card, you get 2,000 bonus reward points as a welcome gift. If you spend ₹1,00,000 in a year, you can get your renewal fee waived. You also earn up to 10 reward points for every ₹100 spent on dining, movies, groceries, shopping, and utility bills. There are other benefits as well, which you can check below.

This card is perfect for people who often travel by Delhi Metro, as it helps save money on metro rides. The card automatically adds ₹200 to your metro balance when it goes below ₹100. You can earn up to 10x reward points for spending on dining, movies, groceries, and utility bills. You can redeem these points for rewards from the SBI Credit Card catalog or use them as statement credit. If you're not in Delhi, you can also look into other similar cards like the Mumbai Metro SBI Credit Card or OLA Money SBI Credit Card.

Credit Card Detail
Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Spend ₹2,000 within the first 60 days and get 2,000 reward points, plus ₹50 metro cash on your Delhi Metro Smart card.
Rewards Rate
You get 10 reward points for every ₹100 spent on dining, movies, groceries, shopping, and utility bills. For other purchases, you get 1 reward point for every ₹100 spent.
Reward Redemption
You can use the reward points you earn on this card to get rewards from the catalogue or as a statement credit.
Movie & Dining
N/A
Travel
This card is ideal for people who frequently use the Delhi Metro.
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
It charges 3.5% interest every month, which is 42% per year.
Spend-Based Waiver
You can get a ₹500 renewal fee waiver if you spend ₹1,00,000 in the previous year.
Rewards Redemption Fee
Rs. 99 + GST
Cash Advance Charges
You will be charged a 2.5% fee on the withdrawal amount, with a minimum charge of ₹500.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
You get a 1% discount on the fuel surcharge at all fuel stations in India.
Card Details
  • The card offers an automatic top-up of ₹200 on your Delhi Metro Smart card whenever the balance drops to ₹100.
  • You will earn 2,000 reward points by spending ₹2,000 within the first 60 days of receiving the card.
  • For every ₹100 spent on dining, movies, groceries, shopping at departmental stores, and utility bill payments, you will receive 10 reward points.
  • If you spend ₹1,00,000 or more in a year, you will get a waiver on the renewal fee.
  • You can avail a 1% surcharge waiver on all fuel purchases at any fuel station across India.
Frequently Asked Questions

Can I use this card for travel on Mumbai or Chennai Metro?

No, this particular card is designed specifically for use on Delhi Metro only. It cannot be used for travel on the Mumbai or Chennai Metro systems.

Does this card offer balance transfer services?

Yes, the card supports balance transfers, allowing you to move the outstanding balance from other credit cards to this one. For more information on how the SBI Credit Card balance transfer works, you can refer to the official details provided by the bank.

What is the minimum salary requirement to apply for this credit card?

The specific salary requirements for this credit card will be provided to you during the application process. The bank will disclose these details based on the card type and the applicant's profile.

What is the maximum reward points limit I can earn in a statement cycle?

The card allows you to earn a maximum of 5,000 reward points during each statement cycle. This limit ensures that you can accumulate significant points based on your spending, up to the capped amount.

Do fuel transactions earn reward points on this credit card?

No, unfortunately, fuel purchases do not qualify for earning reward points with this card. If you're looking for a card that rewards fuel spending, this one won’t offer those benefits.

How can I cancel or close my Delhi Metro SBI Credit Card?

If you wish to close your Delhi Metro SBI Credit Card, you can contact the customer care center by calling either 1860 180 1290 or 1800 180 1290. Before closing the card, it is advisable to review any consequences or fees related to card closure.

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