AU Altura Plus Credit Card
The AU Small Finance Bank Altura Plus Credit Card is an improved version of the regular Altura Credit Card, offering more rewards and benefits. You get 1.5% cashback when you shop in stores and extra reward points for online shopping. There is no limit on how many points you can earn, which is great if you use the card often. If you spend a certain amount each month, you also get 500 bonus points. This card helps you save money and get extra rewards on your daily spending.
The card also comes with useful travel perks like free access to some railway lounges and a 1% discount on fuel charges. You can get your joining and yearly fees waived if you spend enough during the year. It has security features to keep your card safe from unauthorized use. The annual fee is ₹499, but if you spend ₹10,000 within 60 days of getting the card, you get a ₹500 welcome voucher. Overall, it’s a good choice for people who want a credit card with cashback, rewards, and travel benefits without much cost.
Rewards and Benefits
Fees & Charges
Is it possible to get the annual fee waived for the Altura Plus card?
Yes, the first-year annual fee can be waived if you spend ₹20,000 on retail purchases within 90 days of card activation. From the second year onward, the fee waiver is applicable if you spend ₹80,000 on retail transactions in the previous card anniversary year.
What is the interest-free period for the AU Bank Altura Plus Credit Card?
The interest-free period can be up to 50 days.
What is the GST rate applicable to my AU Altura Plus Credit Card?
An 18% GST is applied to all fees, charges, and interest rates associated with your card.
How can I claim the insurance benefits linked to the credit card?
To claim insurance benefits, call AU Bank customer care at 180012001500.
What is the minimum age requirement for an Add-on Credit Card Holder?
The minimum age should be 18 or the same as the primary cardholder.
Leave a Reply