AU Nomo Credit Card
The AU Nomo Credit Card is a secured card made for students, beginners, or anyone who wants to build their credit score. It requires a fixed deposit of at least ₹20,000, allowing you to earn rewards while also gaining interest on your deposit. The card has a joining fee of ₹200, but there are no renewal charges after the first year, making it free for life.
With this card, you earn 2 reward points for every ₹100 spent on most purchases, while insurance and utility bill payments earn 1 reward point per ₹100. Some transactions like fuel, government payments, and rent do not qualify for rewards. The card also offers free access to airport lounges based on spending and includes complimentary railway lounge access, making it useful for frequent travelers. You can also earn extra reward points when you spend ₹25,000 or ₹50,000 in a year.
The card helps you save on fuel with a 1% surcharge waiver and offers lower international transaction fees. You can apply for it online without visiting a branch. Whether you're shopping, traveling, or managing everyday expenses, this card provides a secure and rewarding way to start your credit journey.
Rewards and Benefits
Fees & Charges
What is the minimum fixed deposit required for the NOMO Credit Card?
You need a fixed deposit of at least ₹20,000.
Is the AU NOMO Credit Card free for life?
No, it has a one-time joining fee of ₹200 plus taxes, but there are no yearly charges after the first year. You also get 500 Reward Points as a welcome benefit.
Who can apply for the NOMO Credit Card?
You must be at least 18 years old, an Indian citizen, and have a ₹20,000 Fixed Deposit with AU Bank.
What are the benefits of a secured credit card?
It helps build your credit score, doesn’t require income proof, and lets you earn interest on your deposit while using the credit card.
How can I use my contactless card where tap payments aren’t accepted?
Simply insert or swipe the card to pay like a regular debit or credit card.
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