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Aditya Birla AU Bank Credit Cards

The Aditya Birla AU Bank Credit Card comes with great benefits for both personal and business use. These cards are lifetime free, so you don’t have to worry about joining or renewal fees. They also have low forex charges, making them a good option for international travelers. With these cards, you can enjoy free memberships to ZEE5, Amazon Prime, and Cult.fit, as well as access to select airport and railway lounges for a more comfortable travel experience.

In addition to travel and entertainment perks, these cards help you save on everyday spending. You can get discounts and cashback on popular brands like Swiggy, Zomato, and Ola. If you want a credit card with no fees, the Flex and Nxt Credit Cards are great choices. For those looking for more premium benefits, the Pro Credit Card offers higher cashback and exclusive rewards. These cards are designed to give you savings, convenience, and extra perks on your spending.

Credit Card Detail
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Shopping | Travel | Dining
Reward Type
Reward Points
Welcome Benefits
Up to 1,000 Reward Points
Rewards Rate
Each card gives extra reward points for specific categories and up to 6X reward points on online transactions.
Reward Redemption
1 Reward Point = Rs. 0.20
Movie & Dining
Accelerated Reward Points and Exclusive Discounts on Dining.
Travel
Free Railway Lounge Access if Offered
Golf
N/A
Domestic Lounge Access
Free lounge access is available or can be used with custom variants.
International Lounge Access
Free lounge access is provided or can be used with custom variants.
Insurance Benefits
N/A
Interest Rates
3.59% Per Month (43.08% Yearly)
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Cash Advance Charges
2.5%
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
1% Fuel Surcharge Waiver is Applicable
Card Details
  • You can get lifetime free credit cards with no joining or annual fees.
  • 5% cashback up to Rs. 100 per billing cycle
  • Two ABC Credit Cards allow you to customize features based on your preferences.
  • Business owners can opt for dedicated credit cards tailored to their financial needs.
  • Earn extra reward points when you spend on select categories, helping you maximize your benefits.
Frequently Asked Questions

How many credit cards does Aditya Birla offer?

Aditya Birla Finance Limited, along with AU Bank, offers four credit cards: the ABC Flex, ABC Nxt, ABC Pro, and ABC Biz. Each is designed for different needs, whether for personal use or business.

What rewards can I earn with ABC Credit Cards?

You can earn various rewards with ABC Credit Cards. Depending on the card, you may get extra reward points on your everyday purchases, cashback on selected transactions, and access to special benefits like dining discounts or travel perks.

Do ABC Cards support contactless payments?

Yes, ABC Credit Cards allow contactless payments. You can make quick and secure transactions without swiping or inserting your card, with a limit of up to ₹5,000 per transaction.

Are there any fees for these ABC Credit Cards?

Fees vary by card. Some ABC Credit Cards come with lifetime free membership, which means no joining or renewal fees, while others might have a small fee. Check the specific details for each card to see what fees apply.

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