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Kotak IndiGo 6E Rewards XL Credit Card

The Kotak IndiGo 6E Rewards XL Credit Card is a great option for people who frequently travel with IndiGo Airlines. It gives benefits worth over ₹10,000 after paying the joining fee and lets you earn up to 6% rewards on purchases. You can also get up to 20% rewards when shopping with IndiGo’s partner brands. The card includes free domestic airport lounge access every year and discounts on IndiGo flight convenience fees. Besides travel perks, you can also earn rewards on dining, grocery, and entertainment spending. Plus, as a welcome gift, you get an IndiGo airline ticket worth ₹3,000, along with priority meals and baggage assistance.

This card is best for IndiGo loyalists because most benefits are related to the airline. While it does offer some rewards for daily spending, they are not very high compared to other cards. If you want a card with better rewards across all spending categories, you may find other options at a lower fee of ₹1,500. However, if you often fly with IndiGo, the travel perks and lounge access make the ₹2,500 fee worth it. It would be even better if the welcome benefits were given every year as a renewal reward.

Credit Card Detail
Joining Fee
Rs. 2500.00 +GST
Renewal Fee
Rs. 2500.00 +GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Get an IndiGo flight ticket worth ₹3,000 as a welcome gift, along with 6E Prime benefits worth ₹1,099, including priority check-in, free seat selection, a complimentary meal, and travel assistance.
Rewards Rate
Earn 6% 6E Rewards on Indigo flights, 3% on dining, groceries, and entertainment, and 2% on other purchases.
Reward Redemption
You can redeem 1 6E Reward for ₹1 on Indigo bookings.
Movie & Dining
Earn extra 6E Rewards on movie and dining purchases.
Travel
Enjoy free airport lounge access and a discounted fee on Indigo flights.
Golf
N/A
Domestic Lounge Access
Enjoy 8 free domestic lounge visits every year.
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
3.50% interest per month, which adds up to 42% per year.
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 plus taxes
Cash Advance Charges
A fee of ₹300 for every ₹10,000 withdrawn.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
A 1% fuel surcharge applies to all fuel purchases.
Card Details
  • Get a welcome IndiGo flight ticket worth ₹3,000.
  • Enjoy 6E Prime benefits worth ₹1,099, including priority check-in, free seat selection, a complimentary meal, and assistance.
  • Receive eight free lounge accesses per year (maximum of two per quarter).
  • Earn a free IndiGo ticket by making three transactions per month for the first three months (redeemable for base fare on the IndiGo website or app in INR).
  • The free ticket will be credited to your IndiGo membership account within 30 days of meeting the eligibility criteria.
  • Welcome benefits are available only after paying the joining fee.
  • Earn 6% 6E Rewards on IndiGo website bookings.
  • Get 3% 6E Rewards on select categories and 2% on all other purchases.
  • Earn up to 20% 6E Rewards with IndiGo’s partner brands.
  • Redeem 6E Rewards for IndiGo flight bookings.
  • Get a discounted convenience fee on IndiGo flights.
  • Enjoy free access to domestic airport lounges.
Frequently Asked Questions

What in-flight perks does this credit card offer?

Cardholders get a complimentary meal and priority baggage assistance.

Does this card include complimentary golf rounds?

No, it does not provide free golf games.

How many lounge visits do I get per year?

You get 8 free domestic lounge visits annually, with a limit of 2 per quarter.

What are the benefits of 6E Prime add-ons?

You get 6E Prime perks worth ₹1,099, including priority check-in, seat selection, a complimentary meal, and travel assistance.

How much 6E Rewards do I earn on IndiGo bookings?

You receive 6% 6E Rewards on IndiGo spends.

When will I receive my complimentary IndiGo flight ticket?

The ticket will be credited to your IndiGo membership account within 30 days after fulfilling the eligibility criteria.

What is the validity period for 6E Rewards?

6E Rewards remain valid for 24 months from the date of earning, while campaign-specific bonus rewards expire in 6 months. You can check and redeem them on the IndiGo 6E Rewards website.

Is international airport lounge access included?

No, this card does not offer free international lounge access, but it includes 8 complimentary domestic lounge visits yearly.

How much does it cost to replace the credit card?

A replacement card fee of ₹100 is applicable.

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