Myntra Kotak Credit Card

Gaurav

The Myntra Kotak Credit Card is a special credit card launched by Kotak Mahindra Bank and Myntra. It is made for people who love shopping on Myntra and enjoy fashion. With this card, you get an instant 7.5% discount when you shop on Myntra (up to ₹750 per order). This discount is given right at checkout, unlike other cards that give cashback later. You also get extra cashback on other popular services like Swiggy, Swiggy Instamart, PVR, Cleartrip, and Urban Company.

This card comes with many other useful benefits too. When you get the card, you receive a ₹500 Myntra voucher and free Myntra Insider membership. You can also enjoy free access to select airport lounges and get free movie tickets at PVR as part of the milestone rewards. Overall, the Myntra Kotak Credit Card is a good choice for regular Myntra users who want to save money easily while enjoying extra perks on food, travel, and entertainment.

Credit Card Detail
Myntra Kotak Credit Card
Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 500.00 +GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
You’ll get a ₹500 Myntra voucher if you spend ₹500 or more within 30 days after getting the card.
Apply Now
Rewards Rate
Get 1.25% cashback on all spends (except rent, EMIs, fuel, and recharges) including UPI, and 5% cashback on Swiggy, PVR, Cleartrip, and Urban Company (up to ₹1,000/month).
Reward Redemption
The cashback is added directly to your credit card bill.
Movie & Dining
You get 5% cashback when you spend on partner brands like Swiggy, Swiggy Instamart, PVR, Cleartrip, and Urban Company. Plus, you can enjoy one free domestic airport lounge visit every quarter.
Travel
N/A
Golf
N/A
Domestic Lounge Access
Enjoy 4 free airport lounge visits every year — one per quarter. Relax in comfort with access to meals, cozy seating, TV, magazines, newspapers, and free Wi-Fi during your wait.
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
3.7% per year (which equals 44.40% if calculated for the whole year).
Spend-Based Waiver
You won’t have to pay the ₹500 renewal fee for the Myntra Kotak Credit Card if you spend more than ₹2 lakh in a year.
Rewards Redemption Fee
Nil
Cash Advance Charges
Cash advance fees are charged at a maximum of 2% of the withdrawn amount or Rs. 500 for every Rs. 10,000, whichever is lower.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
You can get a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000. The maximum waiver you can use each year is ₹3,500. However, fuel purchases won’t earn any cashback on this card.
Card Details
  • Get a ₹500 Myntra voucher by making 1 transaction over ₹500 within 30 days of card activation.
  • Enjoy an instant 7.5% discount on Myntra purchases, up to ₹750 per transaction, with no minimum spend and no limit on the number of transactions.
  • Earn 5% cashback on partner brands like Swiggy, PVR, Urban Company, Cleartrip, capped at ₹1,000 per month.
  • Get unlimited 1.25% cashback on all other online and offline spends, including UPI transactions, with some exclusions (rent, EMIs, fuel, recharges).
  • Receive a complimentary Myntra Insider membership with benefits such as early sale access, free shipping, and exclusive rewards.
  • Enjoy 1 free domestic airport lounge access every quarter.
  • Get 2 free PVR movie tickets (worth ₹250 each) every quarter on spending ₹50,000.
  • Renewal fee waived on spending over ₹2 lakh annually.
  • Benefit from a 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹3,000.
  • Card is issued instantly within 60 minutes of application submission.
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Frequently Asked Questions

You get a 7.5% discount on all Myntra purchases, up to ₹750 per transaction, with no limit on how many times you can use it.

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