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Club Vistara IDFC First Credit Card

The Club Vistara IDFC First Credit Card was launched by Air Vistara and IDFC First Bank to offer great travel benefits. With a joining fee of ₹4,999 plus taxes, it came with perks like a free premium economy flight ticket, a class upgrade voucher, and Club Vistara Silver membership. Cardholders could earn CV Points on every purchase, which could be redeemed for flights, upgrades, and other travel rewards. Additional bonus CV Points were available for reaching spending targets. Apart from travel benefits, the card also provided lifestyle perks like free golf access and dining discounts. However, IDFC First Bank has now stopped issuing this card, so new applications are no longer accepted, but existing users can still enjoy its benefits.

This card was a strong competitor in the Vistara co-branded credit card category, thanks to its generous rewards, fewer restrictions, and additional perks like a lower foreign exchange fee of 2.99% and free golf rounds. It was considered a better option than other Vistara co-branded cards like the Axis Vistara Signature and Club Vistara SBI Card PRIME, especially after Axis Bank reduced some of its card benefits in April 2024. With an annual fee of ₹4,999 plus taxes, it also offered access to airport lounges, travel insurance, and premium benefits, making it a great choice for frequent Vistara travelers.

Credit Card Detail
Joining Fee
Rs. 4999.00 +GST
Renewal Fee
Rs. 4999.00 +GST
Best Suited For
Travel | Golf
Reward Type
Reward Points
Welcome Benefits
A free class upgrade voucher and one premium economy flight ticket voucher for Air Vistara.
Rewards Rate
Earn 6 CV Points for every ₹200 spent, 10 CV Points on dining on your birthday, and 1 CV Point on fuel purchases.
Reward Redemption
You can use CV Points on the Air Vistara website to get flight tickets, class upgrades, and other benefits.
Movie & Dining
A free 3-month subscription to EazyDiner Prime and BQ Prime, plus up to 20% off at over 1,500 restaurants.
Travel
Get a free Club Vistara Silver membership and up to 5 free Premium Economy flight ticket vouchers.
Golf
Get 4 free golf rounds and 12 free golf lessons every year.
Domestic Lounge Access
Enjoy 2 free lounge and spa visits per quarter.
International Lounge Access
Enjoy 1 free airport lounge visit every quarter.
Insurance Benefits
Get trip cancellation cover up to ₹10,000 for flight and hotel bookings, along with other travel insurance benefits.
Interest Rates
Interest rates range from 0.75% to 3.5% per month, or 9% to 42% per year.
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 plus taxesInterest rates range from 0.75% to 3.5% per month, or 9% to 42% per year.
Cash Advance Charges
You can withdraw money without interest for up to 48 days. After that, there’s a fee of ₹199 per transaction.
Foreign Currency Markup
2.99% +GST
Fuel Surcharge
N/A
Card Details
  • Get a free Premium Economy flight ticket voucher and a Class Upgrade voucher as a welcome gift.
  • Enjoy a free Club Vistara Silver Tier membership.
  • Earn up to 6 CV Points for every ₹200 spent.
  • Get up to 6000 bonus CV Points by spending ₹30,000 in each of the first 3 months.
  • Earn up to 5 free Premium Economy Vistara flight ticket vouchers by meeting the spending target.
  • Get 2 free domestic airport lounge and spa visits, plus 1 international airport lounge access.
  • Enjoy 4 free golf rounds and 12 free golf lessons each year.
  • Receive CFAR Trip Cancellation cover up to ₹10,000 for flight and hotel bookings, twice per year.
  • Pay a competitive forex markup fee of 2.99% on international transactions.
Pros/Cons
Pros
- This card gives you a free Club Vistara Silver membership and free access to both domestic and international airport lounges.
Cons
- The reward rate isn’t great, just like the Ashva Credit Card. There are no good renewal benefits or annual fee waivers, making it useful only in the first year.
Frequently Asked Questions

What is the annual fee for the Club Vistara IDFC FIRST Credit Card?

The card has an annual charge of ₹4,999 plus GST. The joining fee is billed in the first statement, while the annual fee applies after 12 months from issuance.

When will I receive my joining benefits?

Joining perks are credited within five working days after the joining fee payment.

Can I combine my complimentary flight voucher with the class upgrade voucher to get a Business Class ticket?

No, the Premium Economy flight voucher and the class upgrade voucher cannot be combined. However, you may use the upgrade voucher separately on another Club Vistara ticket.

How many free flight vouchers can I get annually?

You can earn up to six Premium Economy flight vouchers per year—one upon joining and up to five additional vouchers upon meeting annual spending milestones.

How long is the Premium Economy flight voucher valid?

The voucher remains valid for six months before redemption and can be used within three months after redemption.

How can I activate the complimentary lounge/spa access?

Spend ₹5,000 or more in a calendar month to unlock this benefit, which will then be available for the following month.

What is the foreign exchange markup fee?

A forex markup of 2.99% applies to international transactions.

Can I use CV Points for international flights?

Yes, you can redeem CV Points for both domestic and international Club Vistara flights.

Is an add-on credit card available?

Yes, you can get an add-on Club Vistara IDFC FIRST Credit Card for family members at no extra cost. Lounge access can be shared between the primary and add-on cardholder.

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