AU Introduces Exclusive CS Credit Card for Company Secretaries
AU Small Finance Bank has launched the AU CS Credit Card, a special credit card made only for Company Secretaries who are members of the Institute of Company Secretaries of India (ICSI). After the success of the AU CA Metal Credit Card for Chartered Accountants, the bank has now introduced a similar card for CS professionals.
The best part is that the AU CS Credit Card is a lifetime free credit card. There is no joining fee and no annual fee, making it a good option for professionals who want rewards and benefits without extra costs.
What Makes the AU CS Credit Card Special?
Unlike regular credit cards, this card is designed specifically for Company Secretaries. This card gives rewards on things that many CS professionals often spend money on, such as paying taxes, buying software, dining out, and traveling.
The card also provides a special cashback benefit on ICSI membership renewal fees, which is a unique feature not commonly available on other credit cards.
Key Features of AU CS Credit Card
- Lifetime free credit card.
- No joining fee or annual fee.
- 25% cashback on ICSI membership renewal fees.
- 2,000 bonus reward points on spending ₹5,000 within 30 days of card activation.
- Earn 8 reward points for every ₹100 you spend on dining, travel, tax payments, and software purchases.
- Earn 2 reward points for every ₹100 you spend on regular purchases.
- 1 reward point per ₹100 on utility, telecom, and insurance payments.
- Enjoy 2 free domestic airport lounge visits every quarter.
- You do not have to pay the 1% fuel surcharge on eligible fuel purchases.
- Access to global concierge services.
- Insurance and purchase protection benefits.
AU CS Credit Card Benefits at a Glance
| Feature | Benefit |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil |
| ICSI Renewal Benefit | 25% Cashback |
| Welcome Offer | 2,000 Bonus Reward Points |
| Airport Lounge Access | 2 Visits Per Quarter |
| Fuel Benefit | 1% Fuel Surcharge Waiver |
Reward Points Structure
The card offers higher rewards on spending categories that are useful for Company Secretaries.
| Spending Category | Reward Points |
|---|---|
| Dining, Travel, Tax Payments & Software Purchases | 8 Points per ₹100 |
| Retail Purchases | 2 Points per ₹100 |
| Utility, Telecom & Insurance Payments | 1 Point per ₹100 |
This means you can earn more reward points on both professional and personal spending.
Simple Example
Suppose you spend:
- ₹10,000 on tax payments
- ₹5,000 on software subscriptions
- ₹5,000 on dining
Since these categories earn 8 reward points per ₹100 spent, you can collect a large number of reward points throughout the year. These points can later be redeemed through the AU Rewardz platform.
Travel Benefits for Frequent Travelers
If you travel often for meetings, events, or business work, the AU CS Credit Card can be useful. The card provides two complimentary domestic airport lounge visits every quarter. Cardholders also get access to concierge services that can help with travel bookings, reservations, and other lifestyle-related assistance.
Save on ICSI Membership Renewal
One of the biggest highlights of this card is the 25% cashback on annual ICSI membership renewal fees.
Every Company Secretary needs to renew their membership regularly. With this benefit, cardholders can save money on a professional expense that they already have to pay every year.
Who Should Apply?
This card can be a good choice for:
- Practicing Company Secretaries.
- Corporate Company Secretaries.
- ICSI members.
- Professionals who make regular tax payments.
- Users looking for a lifetime free credit card.
- Frequent domestic travelers.
Bottom Line
The AU CS Credit Card is a useful credit card for Company Secretaries who want profession-focused benefits. It offers lifetime free membership, cashback on ICSI renewal fees, reward points on tax and software spending, airport lounge access, and insurance coverage.
For ICSI members, this card is more than just a payment tool. It is a credit card designed specifically for their profession, helping them earn rewards while managing both personal and professional expenses.
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