AU Small Finance Bank has expanded its credit card portfolio by launching four new cards named Ananta, Lakshya, Tejas and Prathama. These cards come with a modern design and names inspired by Indian heritage.

The overall look and positioning feel premium, but the reward structure is simple and easy to understand. This follows AU Bank’s strategy of offering straightforward benefits that are suitable for a wide range of users.

Fuel is one of the most common monthly expenses for Indian households. Whether you travel daily for work manage a business or use your vehicle for family needs petrol and diesel costs take a fixed share of your budget. With rising fuel prices many people are trying to control their expenses in smarter ways. However, one small charge often goes unnoticed when paying by credit card. This charge is known as fuel surcharge.

Most people in India use credit cards for shopping, booking tickets, paying bills, or withdrawing cash. Few people realize that credit cards often include valuable insurance benefits that are not immediately visible. This feature helps you spend less and keeps you safe when times get tough.

Weekends are when most people in India spend money on shopping, dining, entertainment, and groceries. From ordering food on Zomato to booking movies on BookMyShow or shopping on Amazon and Zepto, these expenses can add up fast. For someone on a monthly budget, weekend spending can be a big part of monthly expenses.

Scapia and Federal Bank have introduced a new Add-On Credit Card that allows families in India to handle their expenses in a more convenient and flexible way. This new card allows the main cardholder to share their credit limit and travel benefits with family members while keeping full control over all spending. Each family member gets their own card, app access, and spending visibility, making shared finances simple and transparent.

RBL Bank and Shoppers Stop have launched three new co-branded credit cards: Gold, Platinum and Black, offering customers a combination of shopping rewards, First Citizen Club memberships, welcome benefits and milestone rewards.

The new cards were launched on August 21, 2026, as part of a partnership between RBL Bank and Shoppers Stop. The three variants are designed for different levels of Shoppers Stop customers, with benefits increasing from Gold to Platinum and Black.

UPI has become an essential part of the Indian digital payment system. From paying grocery bills to transferring money instantly UPI has made financial transactions simple and fast. One of the most useful features of UPI is credit card bill payment. Today you can clear your credit card dues directly through UPI apps without logging in to net banking or visiting a bank branch.

Credit cards are widely used in India for shopping, travel, online payments and daily expenses. They make spending easy and also help in building a good credit history when bills are paid on time.

However, problems start when the credit card bill is ignored for many months. When a person stops paying the minimum amount due for a long time the account can move into default. This situation can create financial stress and may affect future loan approvals.

PhonePe, one of India’s leading digital payment platforms, has partnered with HDFC Bank to launch two co-branded credit cards – UNO and Ultimo – on the RuPay network. These credit cards make UPI payments easy and also give you cashback and useful lifestyle rewards.

Freelancing is growing in India, especially among young professionals. Many Gen Z individuals now rely on freelance work as their main income source.

From delivery partners on Swiggy and Zomato to writers, designers, and software developers, gig workers function like independent businesses. If you earn well from freelancing, you may be able to claim tax deductions on business expenses. Keeping track of these expenses is important, and using a business credit card can make it easier.

The BOB Eterna Credit Card is one of the best premium credit cards offered by Bank of Baroda. It is specially designed for people who travel frequently, dine out often, shop online, and want premium lifestyle benefits. The card comes with attractive travel privileges, accelerated reward points, airport lounge access, entertainment offers, and valuable savings on everyday spending.

Getting a credit card in India can be difficult if you do not have a regular income or a credit history. Most banks ask for salary slips, job details, and a good credit score before approving a credit card. This becomes a problem for students, freelancers, homemakers, and first-time earners. In such cases, a credit card against a fixed deposit can be a simple and practical solution.

IndusInd Bank has teamed up with Jio-bp to introduce the IndusInd Bank Jio-bp Mobility+ Credit Card. This co-branded credit card is designed for people who spend regularly on fuel and everyday lifestyle needs. It targets digital-first users who want rewards on routine spending and seamless payment options. Powered by the RuPay network, the card can also be linked to UPI for quick and secure transactions.

Travel in India is no longer limited to holidays alone. People now travel for work, studies, family visits and personal experiences. With online bookings mobile apps and affordable flights travel has become easier. But managing money during travel is still a challenge. Many credit cards come with high fees hidden charges and confusing reward systems.

Do you feel stuck with a low credit card limit while your expenses are increasing? Many people in India face this problem. Your card works fine for small payments but when it comes to booking flights, buying a new phone or handling a medical bill, the limit feels too small.

The good news is that increasing your credit card limit is not complicated. If you understand how banks think and how the Indian credit system works, you can improve your chances quickly and legally.

Let us understand this in an easy and practical way.