The BOB Eterna Credit Card is one of the best premium credit cards offered by Bank of Baroda. It is specially designed for people who travel frequently, dine out often, shop online, and want premium lifestyle benefits. The card comes with attractive travel privileges, accelerated reward points, airport lounge access, entertainment offers, and valuable savings on everyday spending.

Getting a credit card in India can be difficult if you do not have a regular income or a credit history. Most banks ask for salary slips, job details, and a good credit score before approving a credit card. This becomes a problem for students, freelancers, homemakers, and first-time earners. In such cases, a credit card against a fixed deposit can be a simple and practical solution.

IndusInd Bank has teamed up with Jio-bp to introduce the IndusInd Bank Jio-bp Mobility+ Credit Card. This co-branded credit card is designed for people who spend regularly on fuel and everyday lifestyle needs. It targets digital-first users who want rewards on routine spending and seamless payment options. Powered by the RuPay network, the card can also be linked to UPI for quick and secure transactions.

Travel in India is no longer limited to holidays alone. People now travel for work, studies, family visits and personal experiences. With online bookings mobile apps and affordable flights travel has become easier. But managing money during travel is still a challenge. Many credit cards come with high fees hidden charges and confusing reward systems.

Do you feel stuck with a low credit card limit while your expenses are increasing? Many people in India face this problem. Your card works fine for small payments but when it comes to booking flights, buying a new phone or handling a medical bill, the limit feels too small.

The good news is that increasing your credit card limit is not complicated. If you understand how banks think and how the Indian credit system works, you can improve your chances quickly and legally.

Let us understand this in an easy and practical way.

Sometimes, we all need extra money. It could be for a big purchase, a wedding, home renovation, education, or even an emergency. In India, people often have two popular options to pay in monthly installments: a personal loan EMI or a credit card EMI. Both allow you to pay gradually, but they work differently. Understanding these differences will help you choose the right option.

Credit cards have become a part of daily life in India. People use them for shopping, paying utility bills, booking travel tickets, and handling emergency expenses. They are easy to use and offer cashback, reward points, and discounts. However, if you do not pay the full bill on time, the outstanding amount starts attracting very high interest.

Planning your dream wedding is one of the most exciting experiences of life. From choosing the perfect venue and delicious catering to picking the right outfits and photographers, everything feels special. But as beautiful as it sounds, weddings can be expensive. Managing all the costs at once is not easy, especially when you do not want to compromise on quality or style.

UPI has changed the way businesses in India handle payments. It allows instant transfers using mobile devices and is very simple to use. Today, it is not only useful for individuals but also for small and large businesses. UPI helps companies receive money quickly, reduces errors, and improves overall efficiency.

Many people only realize the importance of their credit score when a loan becomes more expensive than expected or an urgent approval is delayed. It can feel stressful because your score acts like a silent judge you never had a chance to prepare for. The good news is that improving your CIBIL score does not require drastic changes. With consistent small actions over 30 days, you can make a noticeable difference.

Getting a new credit card feels exciting. Many people think about shopping rewards travel offers or easy online payments as soon as the card arrives. But before you start using it there are a few simple things you should do first. These steps help you set up your card properly and avoid problems later.

Building your own house is a dream for many families in India. A ready house may look attractive but it may not always match your family needs. When you build a house from the start you can choose the design rooms and layout based on what is comfortable for you.

However, building a house requires a large amount of money. Construction involves expenses for materials labour permissions and finishing work. For most people arranging the entire amount at once is difficult. A home construction loan helps solve this problem.

Whether you travel often or just a few times a year, a credit card with airport lounge access can make your trip more comfortable. Here are some of the best credit cards for domestic and international airport lounge access in 2026, along with their key features and annual fees.

Unsecured personal loans have become a common financial solution for millions of Indians. Studies show that about 67% of people in India have taken a personal loan to manage their financial needs. The popularity of these loans lies in their speed, ease of application, and the freedom to use the funds for any purpose. From medical emergencies and weddings to travel and home repairs, unsecured personal loans provide instant financial support.

In the last few years, digital banking and financial services in India have changed a lot. One major innovation is Video KYC, also called Video Know Your Customer. It is a digital process that lets you verify your identity and open bank accounts, apply for loans, or invest in financial products without visiting a bank branch.