AU Small Finance Bank has expanded its credit card portfolio by launching four new cards named Ananta, Lakshya, Tejas and Prathama. These cards come with a modern design and names inspired by Indian heritage.

The overall look and positioning feel premium, but the reward structure is simple and easy to understand. This follows AU Bank’s strategy of offering straightforward benefits that are suitable for a wide range of users.

Many borrowers feel confused when a loan that has already been fully paid still appears as Active in their credit report. This issue is common in India. It does not necessarily mean that there is an issue with your payment every time. In most cases, it happens due to reporting delays between the lender and the credit bureau.

If you have completed all EMIs and collected your closure documents but your loan is not showing as Closed in your CIBIL report, you should follow a simple step by step process.

Choosing the right loan is not just about getting approval. It is about selecting a financial product that truly matches your purpose. In India many borrowers get confused between a personal loan and a business loan because both provide quick access to funds. However, the structure, eligibility, documentation, and long-term impact of these loans are very different.

If you are wondering whether you should apply for a personal loan or a business loan, this detailed guide will help you make a confident and informed decision.

RBL Bank and Shoppers Stop have launched three new co-branded credit cards: Gold, Platinum and Black, offering customers a combination of shopping rewards, First Citizen Club memberships, welcome benefits and milestone rewards.

The new cards were launched on August 21, 2026, as part of a partnership between RBL Bank and Shoppers Stop. The three variants are designed for different levels of Shoppers Stop customers, with benefits increasing from Gold to Platinum and Black.

Credit cards are widely used in India for shopping, travel, online payments and daily expenses. They make spending easy and also help in building a good credit history when bills are paid on time.

However, problems start when the credit card bill is ignored for many months. When a person stops paying the minimum amount due for a long time the account can move into default. This situation can create financial stress and may affect future loan approvals.

PhonePe, one of India’s leading digital payment platforms, has partnered with HDFC Bank to launch two co-branded credit cards – UNO and Ultimo – on the RuPay network. These credit cards make UPI payments easy and also give you cashback and useful lifestyle rewards.

Home renovation can make your home more comfortable, safe, and useful. Over time, you may need to upgrade your kitchen, replace old electrical wiring, repaint the walls, repair bathrooms, or create more usable space. However, renovation can be expensive, so it is important to plan your finances carefully.

Buying your dream home is a big milestone. The home loan is approved, the paperwork is signed, and everything seems perfect. But soon, additional expenses appear as interiors, furniture, or home renovations. Many homebuyers consider taking a personal loan to cover these costs. This raises a common question: can you take a personal loan and a home loan together?

The BOB Eterna Credit Card is one of the best premium credit cards offered by Bank of Baroda. It is specially designed for people who travel frequently, dine out often, shop online, and want premium lifestyle benefits. The card comes with attractive travel privileges, accelerated reward points, airport lounge access, entertainment offers, and valuable savings on everyday spending.

Getting a credit card in India can be difficult if you do not have a regular income or a credit history. Most banks ask for salary slips, job details, and a good credit score before approving a credit card. This becomes a problem for students, freelancers, homemakers, and first-time earners. In such cases, a credit card against a fixed deposit can be a simple and practical solution.

Do you feel stuck with a low credit card limit while your expenses are increasing? Many people in India face this problem. Your card works fine for small payments but when it comes to booking flights, buying a new phone or handling a medical bill, the limit feels too small.

The good news is that increasing your credit card limit is not complicated. If you understand how banks think and how the Indian credit system works, you can improve your chances quickly and legally.

Let us understand this in an easy and practical way.

Sometimes, we all need extra money. It could be for a big purchase, a wedding, home renovation, education, or even an emergency. In India, people often have two popular options to pay in monthly installments: a personal loan EMI or a credit card EMI. Both allow you to pay gradually, but they work differently. Understanding these differences will help you choose the right option.

Credit cards have become a part of daily life in India. People use them for shopping, paying utility bills, booking travel tickets, and handling emergency expenses. They are easy to use and offer cashback, reward points, and discounts. However, if you do not pay the full bill on time, the outstanding amount starts attracting very high interest.

Many people only realize the importance of their credit score when a loan becomes more expensive than expected or an urgent approval is delayed. It can feel stressful because your score acts like a silent judge you never had a chance to prepare for. The good news is that improving your CIBIL score does not require drastic changes. With consistent small actions over 30 days, you can make a noticeable difference.

Getting a new credit card feels exciting. Many people think about shopping rewards travel offers or easy online payments as soon as the card arrives. But before you start using it there are a few simple things you should do first. These steps help you set up your card properly and avoid problems later.