Celebrate Festivities with IndusInd Bank Debit Card: Earn Assured Vouchers

Festive seasons in India are all about joy, shopping, and celebrating with family and friends. To make this time more exciting, IndusInd Bank has launched a special festive offer for its debit cardholders. With this offer, cardholders can earn assured vouchers and reward points on their spends, and top spenders can even win the latest iPhone 17 Pro. The offer runs from 22nd September 2025 to 5th November 2025 and is designed to reward customers for their spending with both online and offline transactions.

This festive program reflects IndusInd Bank’s commitment to rewarding its customers and encouraging the use of debit cards in daily life. It includes two main offers: the Top Spender Offer and the Assured Voucher Offer. Both are designed to make every spend rewarding, whether it is a small purchase or a high-value transaction.

Top Spender Offer: Win the Latest iPhone 17 Pro

The Top Spender Offer rewards the three cardholders who spend the most using their IndusInd Bank debit cards during the festive period. The winners will receive Future World vouchers, an authorized Apple reseller, for the following prizes:

• First top spender: vouchers equivalent to the price of iPhone 17 Pro (256GB)
• Second top spender: vouchers equivalent to the price of iPhone Air (256GB)
• Third top spender: vouchers equivalent to the price of iPhone 17 (256GB)

To qualify for the top spender reward, cardholders need to make at least two online transactions and two point-of-sale transactions of ₹1,000 or more in eligible merchant categories during the offer period. This ensures that the rewards go to cardholders who actively use their debit cards for real purchases.

This offer is especially exciting for those who love technology and want a chance to get their hands on the latest Apple devices while doing their regular shopping.

Assured Vouchers Offer: Earn Shop Plus Points up to ₹5,000

Besides the top spender rewards, IndusInd Bank also gives all cardholders a chance to earn Shop Plus points by reaching milestone spends. These points can be redeemed for vouchers from popular brands like Amazon Prime, SonyLiv, Starbucks, MakeMyTrip, ITC Hotels, Taj Experiences, Apollo Pharmacy, Marks & Spencer, Domino’s Pizza, PVR, Timezone, and many more.

The milestone rewards are as follows:

• Spend between ₹25,000 and ₹49,999: 500 Shop Plus points
• Spend between ₹50,000 and ₹99,999: 2,000 Shop Plus points
• Spend ₹1,00,000 or more: 5,000 Shop Plus points

Each cardholder can earn a maximum of 5,000 Shop Plus points. The points will be credited after the end of the offer period, no later than 31st December 2025, and will be valid for three months. Any unused points will expire on 31st March 2026.

Eligibility and How to Qualify

To participate in the festive offer, cardholders must have a valid and active IndusInd Bank debit card from Rupay, Mastercard, or Visa. The offer applies to both domestic and international transactions, but cardholders must complete at least two online and two point-of-sale transactions of ₹1,000 or more in eligible merchant categories to qualify for rewards.

Transactions That Do Not Qualify

IndusInd Bank has some exclusions to keep the offer fair and transparent:

• INDIE debit cards are not eligible
• ATM withdrawals do not count
• Transactions that are refunded or reversed will not be considered
• Payments for fuel, wallet loading, insurance, credit card bills, loans, taxes, and government services are excluded

Certain Merchant Category Codes (MCCs) are also excluded, including codes for fuel, wallet loading, quasi-cash transactions, government services, insurance, and tax payments. These measures ensure that rewards are given only for eligible purchases.

How to Redeem Shop Plus Points

Once cardholders qualify, they will receive email and SMS notifications. Redeeming points is simple:

• Visit https://www.gyftr.com/indusindshopplus/
• Enter your registered mobile number and the OTP to log in
• Select the brand you want to redeem points for or search using the brand name
• Choose the denomination and quantity of vouchers
• Accept the terms and conditions in the Order Summary
• Complete the payment, if any, using your IndusInd debit card
• Receive your e-gift card instantly on your email and mobile

The redemption process is fully digital, making it convenient and quick for cardholders.

Check Complete Offer Details

Cardholders can review all the detailed terms, conditions, and exclusions of the festive offer by visiting IndusInd Bank Festive Debit Card Offer T&C. This link provides official information to ensure that customers understand all requirements before participating.

Benefits of the Offer

• Earn rewards on every eligible spend
• Top spenders get a chance to win high-value prizes like iPhone 17 Pro
• Shop Plus points can be redeemed across multiple brands for shopping, dining, and travel
• Encourages responsible spending and digital transactions
• Simple and secure redemption process

Security and Convenience

IndusInd Bank ensures that the offer is fully integrated with its digital banking platform. Cardholders can check their eligibility, track milestone spends and redeem rewards online. Security measures protect personal and financial information, giving users confidence while participating in the offer.

Supporting Lifestyle and Local Businesses

The Shop Plus vouchers can be redeemed with popular lifestyle brands and local businesses, allowing cardholders to enjoy rewards while supporting the economy. This combination of personal benefits and community support reflects IndusInd Bank’s approach to customer engagement.

Key Terms and Conditions

• Participation is voluntary
• Debit card and account must be active when rewards are credited
• The bank can modify or withdraw the offer without prior notice
• Shop Plus points expire three months after posting
• Government taxes, including GST and TDS, are payable by cardholders
• Fraudulent activity may lead to disqualification

All participants are considered to have accepted these terms, and the bank’s decision is final in all matters related to the offer.

Why This Offer Stands Out

IndusInd Bank’s festive debit card offer is unique because it rewards both frequent and high-value spenders. The program is simple, digital, and transparent, giving every cardholder a chance to benefit. With top-tier rewards like Apple devices and lifestyle vouchers, the offer is attractive to a wide audience.

Bottom Line

This festive season, IndusInd Bank debit cardholders can make their shopping and spending more rewarding. From earning assured Shop Plus points to a chance to win the latest iPhone 17 Pro, the offer ensures that every transaction counts. It is designed to reward loyalty, encourage digital transactions, and provide a convenient experience.

With this program, IndusInd Bank makes festive celebrations more enjoyable and rewarding. Cardholders can shop, dine, travel, and redeem rewards seamlessly, making this festive season truly special.