Top Credit Cards to Save More on Amazon Great Indian Festival 2025
The Amazon Great Indian Festival 2025 is here. This is one of the biggest online sales in India. During this sale, you can get big discounts on smartphones, electronics, fashion, home essentials, and more. Millions of people shop during this festival to save money on both small and big purchases.
Using the right credit card during this sale can help you save even more. Credit cards give instant discounts, cashback, reward points, and sometimes no-cost EMI options. With the right card, you can shop smart and get maximum benefits.
The sale starts on September 22 and ends on October 5. Amazon Prime members get early access and can shop some deals a day before. Categories like mobiles, electronics, home appliances, fashion, and groceries usually have the best offers. Planning your shopping and knowing which card to use will help you save the most.
Many banks offer special deals during the Amazon sale. SBI cards give instant discounts. Amazon Pay ICICI, HDFC Millennia, Cashback SBI, and HDFC MoneyBack Plus cards give cashback or reward points. Choosing the right card depends on how much you spend and what you want to buy.
SBI Credit Cards: 10 Percent Instant Discount
SBI has partnered with Amazon to give its customers a 10 percent instant discount on eligible purchases. This discount is available on SBI credit and debit cards during the sale.
The discount applies to mobiles, groceries, general shopping, and flights. It does not apply to SBI Tata Corporate Cards, Paytm SBI Card, Flipkart SBI Card, or Cashback SBI Card.
For mobiles above ₹5,000, you get up to ₹1,000 discount on full payment and ₹1,250 on EMI. Grocery above ₹2,500 gets ₹300 off. Other categories above ₹5,000 get up to ₹1,500 discount on full payment and ₹1,750 on EMI. Domestic and international flights can also get discounts up to ₹1,750.
SBI also gives bonus discounts for high-value purchases. You can get ₹200 extra on mobiles above ₹19,990 & ₹500 on purchases above ₹24,990 & ₹750 on purchases above ₹39,990 and ₹49,990 & ₹1,000 on purchases above ₹59,990 and ₹4,000 on purchases above ₹99,990. These bonus discounts help you save more when buying expensive items.
SBI cards are best if you want to buy big items like smartphones, TVs, or laptops because they give the highest upfront savings during the Amazon Great Indian Festival.
Amazon Pay ICICI Bank Credit Card
The Amazon Pay ICICI Bank Credit Card is free for life. It is great for people who shop on Amazon regularly.
Prime members get 5 percent cashback. Non-Prime members get 3 percent cashback. Other purchases earn 1 percent cashback. Cashback is added directly to your Amazon Pay balance and can be used for future purchases.
This card is perfect for frequent Amazon shoppers. It is free and gives unlimited cashback. Using it during the sale can give you huge savings.
HDFC Millennia Credit Card
The HDFC Millennia Credit Card is good for people who shop on many online stores. It gives 5 percent cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Tata CLiQ, and other partnered stores. Other purchases get 1 percent cashback.
This card also gives complimentary lounge access or a ₹1,000 voucher if you spend ₹1 lakh in a quarter. It is good for people who want rewards on multiple online platforms.
Cashback SBI Credit Card
The Cashback SBI Credit Card is good for regular online shoppers. Although it is not eligible for the 10 percent Amazon sale discount it offers 5 percent cashback on all online purchases including Amazon. Offline purchases get 1 percent cashback. Cashback is limited to ₹5,000 per month.
This card is suitable if you shop on many websites and want steady savings.
HDFC MoneyBack Plus Credit Card
The HDFC MoneyBack Plus Credit Card is good for beginners. It gives 10X CashPoints on Amazon, Flipkart, BigBasket, Reliance Smart, and Swiggy. Other purchases earn 2 CashPoints per ₹150. New customers also get 500 CashPoints after paying the joining fee.
This card is low-cost and gives good rewards on online shopping. It is perfect for new shoppers.
SBI SimplyCLICK Credit Card
SBI SimplyCLICK is one of the easiest cards to get for online shoppers. New users get an Amazon voucher worth ₹500. The card gives 10 reward points per ₹100 on partner brands like BookMyShow, Cleartrip, and Myntra. Other online purchases including Amazon earn 5 reward points per ₹100. The annual fee is ₹499 but it is waived if you spend ₹1 lakh in a year.
This card is good for people who want simple and affordable rewards.
Comparison of Top Credit Cards for Amazon Sale 2025
| Credit Card | Annual Fee | Key Benefits on Amazon |
|---|---|---|
| SBI Credit Card | ₹499–₹1,499 | 10 percent instant discount and bonus EMI offers |
| Amazon Pay ICICI | Free | 5 percent cashback for Prime, 3 percent for non-Prime, 1 percent on other purchases |
| HDFC Millennia | ₹1,000 | 5 percent cashback on Amazon and other platforms |
| Cashback SBI | ₹999 | 5 percent cashback on all online purchases including Amazon |
| HDFC MoneyBack Plus | ₹500 | 10X CashPoints on Amazon and Flipkart |
| SBI SimplyCLICK | ₹499 | Amazon voucher and 5–10 reward points on online purchases |
How to Choose the Right Credit Card
To choose the best card for Amazon shopping check these points. Look for cards that give high discounts or cashback. Check if the annual fee is worth the rewards. EMI support is useful for expensive items. Choose cards that give benefits throughout the year, not just during the sale. Entry-level cards like SBI SimplyCLICK or MoneyBack Plus are easier to get approved for.
You can also use more than one card for different purchases. For example, use an SBI card for electronics and Amazon Pay ICICI for regular Amazon purchases to save more.
Tips to Shop Smart During Amazon Great Indian Festival 2025
Prime members get early access and can shop deals before others. Popular products sell out quickly so buy fast. Use no-cost EMI for expensive items to make payments easier. Combine credit card offers with Amazon bank offers for extra savings. Always check the terms and conditions before buying to get bonus discounts.
Amazon often gives exclusive deals on gift cards, devices, and bundles. Planning ahead and knowing which card to use will make your shopping more cost-effective.
Bottom Line
The Amazon Great Indian Festival 2025 is the best time to shop and save. SBI Credit Cards give the highest discounts and bonus offers. Amazon Pay ICICI Card gives unlimited cashback for frequent Amazon shoppers. HDFC Millennia and MoneyBack Plus give rewards on many online platforms. SBI SimplyCLICK and Cashback SBI provide affordable rewards for new users.
Choose the credit card that fits your spending style. Plan your shopping and pay bills on time to maximize savings. This festive season you can shop smart and get the most value from the Amazon Great Indian Festival 2025.
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