A balance transfer is a way to move your credit card debt from one card to another card that has a lower interest rate. Many banks in India offer balance transfer credit cards with a 0% interest rate for a limited period. This means you can pay off your debt without extra interest for several months, sometimes up to 21 months. The main aim of a balance transfer is to save money on interest, manage your payments better, and pay off debt faster.

Ravi had just received his first credit card. Excited, he started using it for groceries, online shopping, and even booking movie tickets. But soon, he realized that enjoying the perks of a credit card came with a responsibility: paying the bills on time. This small habit would shape not just his credit score but also how banks viewed him.

HDFC Bank has launched a new festive offer on the Marriott Bonvoy HDFC Bank Diners Club Credit Card for October and November 2025. If you’re planning major purchases or festive shopping this season, this is a great opportunity to earn extra rewards. With this offer, you can get up to 10,000 Marriott Bonvoy bonus points on your credit card spends.

HDFC Bank has officially launched its popular Regalia Gold Credit Card on the RuPay network. This is a big update for Indian credit card users because it combines premium card benefits with the convenience of RuPay and UPI payments.

A few years ago, Riya, a college student, bought her first laptop online. She used her regular credit card, entered the details, and completed the payment. A week later, she got a message that her card was used for an unknown purchase. She panicked and blocked her card immediately. Today, Riya doesn’t worry about such things. Whenever she shops online, she uses a virtual credit card. Even if someone gets her payment details, the card becomes useless after one transaction.

CRED has once again made news in the Indian credit card market with two new launches, the CRED Sovereign Credit Card and the CRED IndusInd Bank RuPay Credit Card. Both are powered by RuPay EKAA, a new premium payment network from NPCI.

These launches show that CRED is now reaching both digital-first users and high-net-worth individuals while keeping everything connected within its app ecosystem.

Diwali is the biggest shopping festival in India. From decorating homes and buying gifts to planning family outings, it’s a season full of joy and excitement. But let’s be honest, it’s also the time when our wallets take a hit. That is why using the right credit card during this season can make a huge difference.

Reliance SBI Credit Card users have something to look forward to. SBI Card has announced that from October 1, 2025, both regular and PRIME cardholders will earn more reward points on purchases at Ajio and JioMart. This update makes shopping during the festive season more rewarding while also enhancing everyday spending benefits. At the same time, SBI Card will introduce new transaction fees on select payment categories starting November 1, 2025.

Technology is changing the way we live and manage money in India. One of the most exciting developments in banking today is the rise of AI-powered credit cards. These cards use artificial intelligence to give you better control of your spending, smarter insights, and personalized rewards. They are designed to make managing money easier, safer, and more efficient for everyone.

HDFC Bank and Tata Neu have teamed up to launch two new credit cards: the Tata Neu HDFC Bank Infinity Credit Card and the Tata Neu HDFC Bank Plus Credit Card. This partnership combines HDFC’s strong financial background with Tata’s wide range of services and products. The cards are designed to offer a better experience to users, with benefits like cashback, travel rewards, and exclusive perks across Tata brands such as BigBasket, Air India, Croma, and more.

Festive seasons in India are all about joy, shopping, and celebrating with family and friends. To make this time more exciting, IndusInd Bank has launched a special festive offer for its debit cardholders. With this offer, cardholders can earn assured vouchers and reward points on their spends, and top spenders can even win the latest iPhone 17 Pro. The offer runs from 22nd September 2025 to 5th November 2025 and is designed to reward customers for their spending with both online and offline transactions.

The Pradhan Mantri Jan Dhan Yojana (PMJDY) is one of the most important financial inclusion schemes launched by the Government of India. It was started in 2014 to ensure that every household has access to banking and financial services. Many people in India, especially in rural areas, did not have a bank account before this scheme. PMJDY made it possible for everyone to open a zero-balance savings account with very simple documentation.

Credit cards have become a very common part of financial life in India. They make it easy to spend now and pay later. They give you the benefit of interest free periods and rewards on spending. But they also come with some conditions. One of the most important is how much you choose to pay when the bill arrives.

The festive season is the perfect time to celebrate, shop for your loved ones, and make smarter financial decisions. AU Small Finance Bank brings you the AU Heart to Cart Shopping Festival 2025, a month-long celebration packed with exclusive shopping offers, rewards, and banking benefits for every customer. This festival combines festive joy with savings, making it the perfect way to enjoy the season while getting more value from every spend.

Festival Dates: 22nd September – 23rd October 2025

Paying rent is one of the biggest monthly expenses for most Indian households. Traditionally, tenants handed over cash or used bank transfers like NEFT and IMPS to clear their dues. However, over the past few years, the way people pay rent has transformed. With the rise of fintech platforms, credit cards have become a popular method for paying rent in India.