American Express Platinum Travel Credit Card

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The American Express Platinum Travel Credit Card is a premium credit card in India, offering great benefits. You get welcome rewards and milestone rewards in the form of Membership Rewards Points. These points can be redeemed for travel-related expenses like flights, hotels, and car bookings on the Amex Travel Online portal. You can also use them for shopping vouchers and e-vouchers. For every ₹50 you spend, you earn 1 Membership Rewards Point, though there are a few exceptions.

This card is a great choice for frequent travelers because it offers benefits like Taj vouchers, free airport lounge access, and a Priority Pass membership. If you apply through RatingOK, you’ll also earn 4,000 Referral Bonus Membership Rewards points!

While the annual fee is ₹5,000 + GST (total ₹5,900), which is a bit high, it’s a good option for those who travel often, whether for business or leisure. Besides travel benefits, it also offers shopping perks, making it a suitable card for people who love shopping online.

Credit Card Detail
American Express Platinum Travel Credit Card
Joining Fee
Rs. 5000.00 +GST
Renewal Fee
Rs. 5000.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Get 10,000 Membership Rewards Points.
Apply Now
Rewards Rate
Earn 1 Membership Rewards Point for every ₹50 spent.
Reward Redemption
You can redeem Membership Rewards Points for online shopping vouchers, INSTA rewards for offline purchases, or transfer them to different flight and hotel loyalty programs.
Movie & Dining
Get up to 20% off at select restaurants.
Travel
Free airport lounge access and Priority Pass.
Golf
N/A
Domestic Lounge Access
Get 2 domestic lounge access every quarter (8 times a year).
International Lounge Access
Free access with a Priority Pass membership worth USD 99.
Insurance Benefits
N/A
Interest Rates
3.5% Per Month (42% yearly)
Spend-Based Waiver
N/A
Rewards Redemption Fee
Nil
Cash Advance Charges
A fee of 3.5% of the transaction amount, with a minimum charge of Rs. 250.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
No fuel surcharge at HPCL stations for transactions up to Rs. 5,000. A 1% surcharge applies on transactions over Rs. 5,000.
Card Details
  • Welcome Gift: When you get this card, you will receive 10,000 Membership Rewards Points as a welcome gift.
  • Taj Stay Voucher: If you reach ₹4 lakh spending in a year, you will get a free Taj Stay voucher, which you can use at Taj Hotels.
  • Airport Lounge Access: You can access 8 domestic airport lounges every year, with the option to use 2 lounges per quarter.
  • Earn Membership Points: For every ₹50 you spend using this card, you will earn 1 Membership Rewards Point.
  • Unlock Rewards with Milestones: If you spend ₹1.9 lakh or ₹4 lakh during a membership year, you will unlock special rewards.
  • Fuel Benefits: You can enjoy 0% convenience fee when you make fuel purchases at all HPCL fuel stations across India.
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Frequently Asked Questions

What travel benefits do I get with the Amex Platinum Travel Card?

The card gives you a free Priority Pass membership, which lets you visit airport lounges. You get eight free visits to lounges at ten airports in India each year.

What dining benefits do I get with the American Express Platinum Travel Credit Card?

You can get up to 20% discounts at select restaurants when you use your Amex Platinum Travel Credit Card.

What is the customer care number for the American Express Platinum Travel Card?

If you have questions or issues with your card, you can call 1800 419 2122 or 0124-2801122.

What lifestyle benefits do I get with the American Express Platinum Travel Credit Card?

This card offers many lifestyle privileges, including discounts on dining and a Taj Experiences E-Gift Card worth ₹10,000, which can be used at Taj, SeleQtions, and Vivanta Hotels.

Does this card support contactless payment?

Yes, if your purchase is under ₹5000, you don’t need to enter a PIN.

What is Priority Pass Membership that comes with the American Express Platinum Travel Credit Card?

The Priority Pass membership gives you access to international airport lounges. With this card, you get free membership to Priority Pass and no annual fee of $99. However, you’ll need to pay $32 every time you visit a lounge.

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