Axis Bank ACE Credit Card

Gaurav

The Axis Bank ACE Credit Card, in partnership with Google Pay and Visa, offers 5% cashback on utility bill payments like electricity, gas, water, and internet through the Google Pay app. It also gives 4% cashback on services like Swiggy, Zomato, and Ola. This card is ideal for young professionals new to credit cards and comes with extra perks like free access to domestic airport lounges and a 20% discount at over 4,000 partner restaurants.

The Axis Bank ACE Credit Card is a great choice for those who want cashback on everyday spending. It offers 5% cashback on bill payments and 4% on popular services like Swiggy and Zomato, plus 1.5% on other purchases. The card has a joining fee of ₹499, but it's waived if you spend over ₹10,000 in the first 45 days. Check out our full review to learn more!

Credit Card Detail
Axis Bank ACE Credit Card
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 499.00 +GST
Best Suited For
Online Payment
Reward Type
Cashback
Welcome Benefits
N/A
Apply Now
Rewards Rate
Earn 5% cashback on bill payments and mobile recharges through GPay, and 4% cashback on Swiggy, Ola, and Zomato, with a monthly cashback limit of Rs. 500. You can also earn 1.5% cashback on other purchases.
Reward Redemption
The cashback you earn is automatically added to your account.
Movie & Dining
Get up to 20% off on dining at over 4,000 restaurants through the Axis Bank Dining Delights program.
Travel
Get free lounge access at domestic airports each year and 4% cashback on Ola rides with the Axis Bank Ace Card.
Golf
N/A
Domestic Lounge Access
Get 4 free visits to domestic airport lounges each year.
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
3.6% per month or 52.86% yearly
Spend-Based Waiver
The joining fee is waived if you spend Rs. 10,000 within 45 days of getting the card, and the annual fee (from the second year) is waived if you spend a total of Rs. 2,00,000 in a year.
Rewards Redemption Fee
Nil
Cash Advance Charges
A fee of 2.5% of the withdrawn amount, with a minimum charge of Rs. 500.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
The 1% fuel surcharge is waived for purchases between Rs. 400 and Rs. 4,000, with a maximum waiver of Rs. 500 per month.
Card Details
  • 5% Cashback on Bill Payments and Recharges via Google Pay: You can earn 5% cashback when you pay utility bills like electricity, gas, water, and internet or recharge your mobile/DTH using the Google Pay app.
  • 4% Cashback on Swiggy, Zomato, and Ola: If you regularly use services like Swiggy, Zomato, and Ola, this card offers 4% cashback on your spending. It’s a great choice for foodies and ride-hailing users.
  • 1.5% Cashback on Other Purchases: For all other types of spending, including shopping and dining, you’ll get 1.5% cashback. This is for most purchases except for a few exceptions.
  • 4 Free Domestic Lounge Visits per Year: Once you spend ₹50,000 in the last 3 months, you get access to domestic airport lounges for free. It’s a great way to relax before a flight.
  • 1% Fuel Surcharge Waiver: You’ll receive a 1% waiver on fuel transactions between ₹400 and ₹4,000, with a maximum benefit of ₹500 per month. This can save you money on fuel costs.
  • Automatic Cashback Redemption: The cashback you earn will be automatically added to your card statement, making it easy to use your rewards without any extra steps.
  • Up to 20% Discount on Dining: Enjoy up to 20% off at over 4,000 restaurants across the country, which helps you save on meals when dining out.
  • Waiver on Joining and Annual Fees: If you meet a specific spending target, you can get the joining and annual fees waived, making the card even more rewarding.
Related Credit Cards

Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card Know More

Axis Bank SELECT Credit Card

Axis Bank SELECT Credit Card Know More

Axis Bank Olympus Credit Card

Axis Bank Olympus Credit Card Know More

Axis Bank Horizon Credit Card

Axis Bank Horizon Credit Card Know More
Frequently Asked Questions

How can I replace my damaged ACE credit card?

You can replace your card by using net banking, calling customer service, or visiting the nearest Axis Bank branch.

Is there a fuel cost waiver available with the Axis Bank ACE Credit Card?

Yes, you get a 1% fuel cost waiver at petrol stations across India.

How to contact Axis ACE credit card customer care?

You can reach customer care at:
- 1860-419-5555 for retail banking
- 1860-500-5555 for corporate banking

Does the Axis Bank ACE Credit Card offer a fuel surcharge waiver?

Yes, you get a 1% fuel surcharge waiver on fuel purchases in India.

Does Axis Bank offer discounts at restaurants like KFC?

Yes, you get discounts at partner restaurants including franchises like KFC, TGI Fridays, Tossin Pizza, and others.

Does the Axis ACE Credit Card offer cashback on all purchases?

No, some transactions like fuel purchases, EMI transactions, and wallet loading do not qualify for cashback.

What dining benefits does the Axis Bank ACE Credit Card provide?

You can get up to 20% off on dining bills at over 4,000 partner restaurants in India and discounts on food delivery apps.

Leave a Reply

About text formats

Restricted HTML

  • Allowed HTML tags: <a href hreflang> <em> <strong> <cite> <blockquote cite> <code> <ul type> <ol start type> <li> <dl> <dt> <dd> <h2 id> <h3 id> <h4 id> <h5 id> <h6 id>
  • Lines and paragraphs break automatically.
  • Web page addresses and email addresses turn into links automatically.