Axis Bank Horizon Credit Card

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The Axis Bank Horizon Credit Card is a great option for frequent travelers who love earning rewards on their expenses. It comes with a joining and annual fee of ₹3,000 plus taxes, offering benefits like free lounge access and reward points on every transaction. For every ₹100 spent, cardholders can earn 2 to 5 EDGE Miles, with a 5% reward rate on travel bookings through Travel Edge.

This card is available in two versions to suit different preferences. The Mastercard World variant offers 6 complimentary domestic airport lounge visits, while the Visa Signature variant provides 8 lounge visits. One of the best features is that EDGE Miles can be redeemed at a 1:1 conversion rate with multiple travel partners, giving users flexibility and better value for their points.

Additional perks include international lounge access, EazyDiner discounts for dining, and a fuel surcharge waiver, which can help save on everyday expenses. Although it doesn't provide a spend-based fee waiver, the generous travel benefits and reward options make it a great choice for those seeking convenience and comfort during their trips.

Credit Card Detail
Axis Bank Horizon Credit Card
Joining Fee
Rs. 3000.00 +GST
Renewal Fee
Rs. 3000.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Get 5000 EDGE Miles by spending ₹1,000 within the first 30 days of getting your card.
Apply Now
Rewards Rate
Earn 5 EDGE Miles on travel and airline bookings through Axis Travel Edge. Get 2 points on other eligible purchases.
Reward Redemption
Redeem your points on Travel Edge or convert them to partner loyalty points.
Movie & Dining
Enjoy a 25% discount through EazyDiner with savings up to ₹800.
Travel
Earn extra EDGE Miles on travel bookings.
Golf
N/A
Domestic Lounge Access
Get 6 lounge visits per quarter with the Mastercard World version and 8 visits with the Visa Signature version.
International Lounge Access
8 per year, with 2 every quarter.
Insurance Benefits
N/A
Interest Rates
3.6% per month or 52.86% per year.
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Cash Advance Charges
2.5% of the amount per withdrawal, with a minimum charge of ₹500.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
1% fee waiver on transactions from ₹400 to ₹5,000, up to ₹400 per month.
Card Details
  • Earn 5,000 EDGE Miles after spending ₹1,000 within the first 30 days of card issuance.
  • Enjoy 1,500 EDGE Miles as a renewal benefit after completing one year.
  • Get 5 EDGE Miles per ₹100 on travel bookings via the Axis Travel EDGE portal and airline websites.
  • Earn 2 EDGE Miles per ₹100 on other eligible spends.
  • Save with a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 (capped at ₹400 per month).
  • Enjoy 8 complimentary domestic lounge visits per year with Visa cards and 6 with Mastercard.
  • Avail a 25% instant dining discount via EazyDiner for orders above ₹2,500 (up to ₹800 per month).
  • Benefit from ₹10 lakh insurance coverage for lost card liability.
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Frequently Asked Questions

What exclusive deals are available on the Axis Bank Horizon Credit Card?

You can enjoy special offers every Wednesday, including a 15% discount on flights and hotel bookings via Goibibo and MakeMyTrip. Plus, get 10% off on purchases from Swiggy, Amazon Fresh, and Tira.

How much does cash withdrawal cost using this credit card?

The card applies a 2.5% withdrawal fee (minimum ₹500). Additionally, interest starts accumulating immediately with no grace period.

Are there any late payment charges?

Yes, for an outstanding balance of ₹9,774, you will be charged ₹750 as a late fee.

What charges apply for international transactions?

A 3.5% foreign currency markup is levied on all international purchases.

Who is eligible to apply for the Axis Bank Horizon Credit Card?

Applicants must be between 18 and 70 years old, with eligibility determined by factors like income and credit history.

What are the annual benefits for spending ₹1.6 lakh?

You can earn up to ₹8,000 in Accelerated EDGE Reward Points for an annual spend of ₹1.6 lakh.

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