Axis Bank SELECT Credit Card

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The Axis Bank SELECT Credit Card is a lifestyle credit card with a joining fee of Rs. 3,000, offering benefits across key spending areas such as travel, dining, shopping, and entertainment. This makes it an attractive option for those who want extra perks while managing their everyday expenses. One of its key highlights is the complimentary Priority Pass membership, which provides access to both domestic and international airport lounges, making travel more comfortable. Cardholders also enjoy dining discounts through partnered restaurants and offers on Swiggy, adding more value to their dining experiences.

For frequent spenders, the card offers additional rewards, such as accelerated points on retail purchases and milestone bonuses. If you spend Rs. 8 lakh in a year, you can get a renewal fee waiver. With these features, the Axis Bank SELECT Credit Card stands out as a competitive option in the lifestyle category, providing a host of exclusive benefits and privileges.

Credit Card Detail
Axis Bank SELECT Credit Card
Joining Fee
Rs. 3000.00 +GST
Renewal Fee
Rs. 3000.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Get 10,000 EDGE Reward Points when you make your first transaction of Rs. 2,000.
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Rewards Rate
Get 20 EDGE Points for every Rs. 200 spent on the card for total monthly spends up to Rs. 20,000. After that, earn 10 EDGE Points for every Rs. 200 spent.
Reward Redemption
You can use your EDGE Points on the EDGE Rewards portal to get travel and shopping vouchers or buy products from the catalog. Each EDGE Point is worth Rs. 0.20.
Movie & Dining
Get Rs. 200 off on Swiggy orders.
Travel
N/A
Golf
Get 6 free golf rounds every year. Spend Rs. 3 lakh annually on the card to unlock 6 extra rounds.
Domestic Lounge Access
Enjoy 8 free visits to domestic airport lounges each year, with up to 2 visits per quarter.
International Lounge Access
Enjoy up to 12 free international lounge visits each year with Priority Pass membership.
Insurance Benefits
Get insurance coverage for lost or delayed baggage, purchase protection, and missing travel documents.
Interest Rates
3.6% interest per month, which is 52.86% per year.
Spend-Based Waiver
No renewal fee if you spend Rs. 8 lakh in a year.
Rewards Redemption Fee
Nil
Cash Advance Charges
A fee of 2.5% on the withdrawn amount, with at least Rs. 500 charged.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
Get a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000 at any fuel station in India.
Card Details
  • Get an Rs. 2,000 Amazon coupon on your first transaction within 90 days of receiving the card.
  • Earn 10 EDGE Points for every Rs. 200 spent, with 20 EDGE Points per Rs. 200 for spends up to Rs. 20,000 per month.
  • Earn 2X EDGE Points on retail purchases.
  • Enjoy 20% off up to Rs. 500 on BigBasket orders over Rs. 2,000 and flat Rs. 500 off on purchases above Rs. 3,000.
  • Get 40% off on Swiggy orders above Rs. 400 (up to Rs. 200) twice a month and a flat Rs. 200 discount on orders above Rs. 1,000.
  • Receive 12 free international lounge visits annually and 2 domestic visits per quarter with Priority Pass membership.
  • Enjoy 6 complimentary golf rounds per year, plus 6 extra rounds when you spend Rs. 3 lakh annually.
  • Earn bonus EDGE Points for spending Rs. 3 lakh in a year.
  • Waive the renewal fee by spending Rs. 8 lakh in an anniversary year.
  • Get coverage up to Rs. 1 lakh for travel document loss, baggage delays, or loss.
  • Avail up to 20% dining discounts at partnered restaurants.
  • Buy one movie ticket and get up to Rs. 300 off the second through BookMyShow.
  • 24/7 concierge services for travel, dining reservations, gift delivery, and more.
Pros/Cons
Pros
- Get Rs. 200 off on Swiggy orders twice a month and enjoy free Priority Pass membership with the Axis Bank Select Card.
Cons
- You won’t earn reward points on fuel transactions, and the card comes with a high joining fee of Rs. 3,000 plus taxes.
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Frequently Asked Questions

How do I pay my Axis Bank SELECT Credit Card bill?

You can pay online through Net Banking, Auto-Debit, the Axis Mobile App, or at a bank branch.

Are there special benefits for Burgundy members?

Yes, Burgundy members don’t need to pay joining or annual fees for this card.

Can non-Burgundy customers apply?

Yes, but they need to pay a Rs. 3,000 joining fee and an annual fee if approved.

How can I increase my credit limit?

Request the bank to review your credit history. If they approve, your limit will increase.

How many free golf rounds can I get if I spend Rs. 3 lakhs in a year?

You can enjoy 12 free golf rounds by spending Rs. 3 lakh in a year with your Axis Bank SELECT Credit Card.

Do I earn EDGE Points on fuel purchases?

No, fuel purchases don’t earn EDGE Points.

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