BOBCARD Prime Credit Card
The Bank of Baroda Prime Credit Card is a secured card that requires a fixed deposit of Rs. 15,000 or more, with no income proof needed. It comes with no annual fees, making it a lifetime-free card. You earn 2 reward points for every Rs. 100 spent, which equals 1% cashback. These points can be redeemed for rewards like shopping or gift vouchers.
This card also offers extra benefits such as accidental insurance, fuel surcharge waivers, and zero liability cover. It is an ideal option for those with no credit history, as it helps build credit with guaranteed issuance when you have a fixed deposit. The card is available for people aged 18 to 65, and it’s an easy way to enjoy rewards and benefits while spending.
Rewards and Benefits
Fees & Charges
How much fuel surcharge can I get in a month?
You can get a fuel surcharge waiver of up to Rs. 250 every month. This means if you buy fuel, the surcharge will be waived off, but the maximum you can save each month is Rs. 250.
How many add-on credit cards can I get for my family?
You can get up to 3 add-on credit cards for your family, including your spouse, parents, children (18+), and siblings.
How do I track the status of my Bank of Baroda credit card application?
To check the status of your credit card application, go to the Bank of Baroda website and look for the "Track Application" option under the credit card section.
Can I get the Bank of Baroda Prime Credit Card with a low credit score?
Yes, since this is a secured card, you don’t need a good credit score. You can still get the card and use it to improve your score over time.
What happens to my Fixed Deposit after the credit card is issued?
Your Fixed Deposit acts as security for the credit card. You will earn interest on it as long as you make your payments. If you fail to pay, the bank will use the FD to recover the dues.
What is the Bank of Baroda Credit Card Customer Care Number?
You can reach Bank of Baroda customer care at 1800 223 224 for any issues or questions.
Can I get the Bank of Baroda Prime Credit Card without income proof?
Yes, as long as you have a Fixed Deposit of at least Rs. 15,000, you can get the card without providing income proof.
What is the credit limit of the BoB Prime card?
The credit limit depends on factors like your income and CIBIL score. It’s set by the bank and shared only with you.
Who can apply for the BoB Prime Credit Card?
Anyone aged 18 to 65 can apply for the card. Both salaried and self-employed people can apply with a Fixed Deposit of Rs. 15,000 or more, and income proof is not required.
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