Bank of Baroda CMA One Credit Card
Bank of Baroda CMA One Credit Card is a special credit card made only for ICMAI members. It comes with a very low one-time joining fee of just ₹1 and no annual charges, making it a lifetime free card. Even though it’s almost free, the card offers many useful benefits like a free 6-month FitPass Pro membership worth ₹15,000, bonus Reward Points as a welcome gift, and free access to airport lounges within India. You also get extra features such as free insurance, a lower foreign currency fee, and up to 50 days of interest-free credit.
Along with regular rewards, you can earn 1,000 bonus Reward Points every month and up to 16,000 points every year by reaching certain spending limits. This card is very similar to other profession-based cards offered by Bank of Baroda, such as those for ICAI and ICSI members. The application process is easy, and the card gives great value for money, making it a smart choice for ICMAI professionals looking for simple and rewarding credit card options.
Rewards and Benefits
Fees & Charges
Do I need to show proof of ICMAI membership to get the CMA credit card?
Yes, you need to submit a copy of your ICMAI membership card to apply for the CMA credit card.
Is there any annual or joining fee for the BOB CMA credit card?
There’s no annual fee. You only have to pay a one-time joining fee of just ₹1.
Can I redeem reward points for cashback?
Yes, you can redeem your reward points for cashback. Each point is worth ₹0.25.
What is the interest rate on the CMA credit card?
The interest rate is 3.49% per month on the outstanding balance.
Can I convert my purchases into EMIs?
Yes, you can convert any purchase of ₹2,500 or more into EMIs of 6 or 12 months.
What should I do if my CMA credit card is lost or stolen?
You should report it to the bank immediately to avoid any misuse or fraud.
Do add-on cards have their own credit limit?
No, add-on cards share the same credit limit as the main card. All spending is counted under one limit.
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