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Federal Bank Scapia Credit Card

The Federal Bank Scapia Credit Card is a travel-friendly credit card launched by Federal Bank in partnership with Scapia. It’s designed for people who travel often. With this card, you can earn 20% Scapia Coins on flight and hotel bookings made through the Scapia app. You also earn 10% Scapia Coins on other eligible purchases, whether online or offline. If you spend ₹10,000 or more in a month, you get unlimited access to domestic airport lounges. Plus, there’s no limit on using your coins—you can redeem all of them while booking your next trip on the Scapia app.

This card is also great for international travel because it has zero forex mark-up fees, meaning no extra charges when you spend in foreign currency. Through the Scapia app, you can book flights, trains, buses, hotels, and even apply for visas to selected countries. You can also choose to pay for travel in no-cost EMIs, making your trips more affordable and easier to plan.

Credit Card Detail
Joining Fee
Rs. 0.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Rewards Rate
You’ll earn 20% Scapia Coins when you book travel through the Scapia app, and 10% Scapia Coins on other purchases made at any store or website in India.
Reward Redemption
Use your coins easily on the Scapia app to book travel. 5 Scapia coins = Rs. 1
Movie & Dining
N/A
Travel
You get 20% Scapia Coins when you book flights or hotels using the Scapia app.
Golf
N/A
Domestic Lounge Access
Get unlimited access when you spend ₹10,000 or more each month.
International Lounge Access
N/A
Insurance Benefits
N/A
Interest Rates
3.75% Per Month
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Cash Advance Charges
You’ll be charged 2.5% of the amount you withdraw, but at least ₹500.
Foreign Currency Markup
0.00% +GST
Fuel Surcharge
You get a 1% fuel surcharge waiver, saving you up to ₹500 each month when you spend up to ₹5,000 on fuel.
Card Details
  • Unlimited Domestic Lounge Access: Available on a minimum spend of ₹5000 each month.
  • Earning Scapia Coins: You can earn 10% Scapia Coins on most online and offline purchases (excluding things like fuel and wallet reloads), 20% Coins on travel bookings through the Scapia app, and bonus Coins for actions like activating your card or referring a friend. Coins are also earned on regular purchases in any category.
  • Scapia Coins Redemption: You can instantly redeem Scapia Coins for flights, hotels, and offers in the app, with no extra charges. Each coin is worth ₹1, and you can easily redeem them by using the switch on the booking screen.
  • No Fees: No joining or annual fee for Federal Scapia Credit Cardholders & Zero forex mark-up on international transactions.
  • App Features: Helps manage permissions and set transaction limits through the app & Instant in-app repayment options.
  • Travel & Booking Benefits: Offers access to over 5 lakh stays and global airlines in the app & Instant coin credits to your account for transactions made with the Federal Scapia Credit Card.
  • Customer Support: 24/7 customer service for assistance.
Pros/Cons
Pros
- This card is perfect for frequent travelers because it offers great rewards on travel bookings, access to airport lounges, and no extra fees for international transactions. Plus, you can easily redeem coins for travel expenses and enjoy flexible payment options.
Cons
- One downside is that Scapia Coins can only be used when booking through the Scapia app, limiting their flexibility.
Frequently Asked Questions

How can I manage my Federal Bank Scapia Credit Card through the app?

You can manage your Federal Scapia credit card via the app. Features include setting your app PIN, activating the card, adjusting the cash withdrawal limit, making bill payments, enabling international, domestic, and online usage, and raising queries or complaints.

Are there any joining or annual fees for the Federal Bank Scapia Credit Card?

The Federal Bank Scapia Credit Card comes with no joining or annual fees, making it a lifetime free card.

When will I receive my Scapia Credit Card after approval?

Once approved, you'll get your virtual card instantly. The physical Federal Bank Scapia Credit Card will be delivered within 2 to 5 working days.

Is the welcome offer available for all customers?

The welcome offer is available only to customers who pay the membership fees. It is not provided to everyone.

Are the joining and annual fees refundable?

No, the joining and annual fees charged are non-refundable.

What happens to the additional card if the primary card account is closed?

If the primary card account is closed for any reason, the additional card will also be automatically canceled, along with its privileges.

What contact numbers can I use for assistance with the Federal Bank Scapia Credit Card?

You can reach the pan-India toll-free contact centers at 1800 - 425 - 1199 or 1800 - 420 - 1199, and international customers can contact 080-61991199.

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