HDFC Bank Bharat Credit Card
HDFC Bank Bharat Credit Card offers exciting cashback deals on daily expenses. You get 5% cashback every month on select categories like mobile recharges, bill payments, groceries, and railway tickets when booked through IRCTC. It also helps you save on fuel with a 5% cashback and a 1% fuel surcharge waiver. The card has a joining fee of Rs. 500 plus taxes, making it an affordable option for many.
This card is great for those who want to earn cashback while managing everyday expenses. It's especially useful if you often shop through PayZapp, SmartBUY, or use EasyEMI services. With its budget-friendly fee and good savings potential, the Bharat Credit Card is a practical choice for people starting their credit card journey or looking to build a strong credit history.
Rewards and Benefits
Fees & Charges
What is the HDFC Bharat Credit Card review?
This card is perfect for people who want to earn cashback on regular purchases, like buying groceries or fuel. It’s easy to use and helps you save money on daily spending.
Can I use my HDFC Bharat Cashback Credit Card to withdraw cash?
Yes, you can withdraw cash up to your credit limit. However, keep in mind that interest charges start from the day you withdraw the money, and there is no interest-free period for cash withdrawals.
If I recharge via PayZapp, will I get 5% cashback on each recharge?
No, you will only receive the 5% cashback on one transaction per recharge, not on multiple transactions.
How long is the interest-free period on this card?
You can enjoy an interest-free period of up to 50 days on the HDFC Bharat Credit Card. This means you don't have to pay any interest if you pay off your balance in full within that time.
What are the benefits of the HDFC Bharat Cashback Credit Card?
This card offers cashback on everyday purchases like groceries, fuel, and gas. It's easy to qualify for and simple to apply, making it a good choice for regular shoppers.
How can I apply for the HDFC Bharat Cashback Credit Card?
To apply, you can visit the bank’s official website and fill out the application form. Alternatively, you can also apply in person by going to any branch of the bank and asking an executive for help.
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