HDFC Bank Diners Club Privilege Credit Card

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The HDFC Bank Diners Club Privilege Credit Card is a great choice for those who enjoy dining, shopping, and entertainment. If you spend ₹75,000 within the first 90 days, you get free Times Prime and Swiggy One memberships. You also earn reward points on every spend, 4 points for every ₹150 spent and extra points on SmartBuy, Zomato, and Swiggy. Plus, you can enjoy Buy One Get One free movie tickets on BookMyShow. These points can be used for flights, hotel bookings, vouchers, or cashback.

For travelers, the card offers free access to 1,000+ airport lounges worldwide. Other benefits include a low 2% foreign exchange fee, insurance coverage, and rewards from brands like Decathlon and Marriott. It also provides free memberships to Amazon Prime, Times Prime, and MMT Black. With premium perks at an affordable cost, this "HDFC Bank Diners Club Privilege Credit Card" competes with HDFC Regalia and Regalia Gold.

Credit Card Detail
HDFC Bank Diners Club Privilege Credit Card
Joining Fee
Rs. 1000.00 +GST
Renewal Fee
Rs. 1000.00 +GST
Best Suited For
Movies | Travel | Dining
Reward Type
Reward Points
Welcome Benefits
Get free Swiggy One and Times Prime memberships by spending ₹75,000 within the first 90 days with the HDFC Bank Diners Club Privilege Credit Card.
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Rewards Rate
Earn 4 reward points for every ₹150 spent and up to 10X points on SmartBuy purchases.
Reward Redemption
Each reward point is worth ₹0.50 when used for flight and hotel bookings on the SmartBuy portal or can be converted into 0.5 Air Miles.
Movie & Dining
Earn 20 reward points for every ₹150 spent on Swiggy and Zomato. Enjoy a Buy One Get One free offer on BookMyShow movie tickets for weekend shows (Friday to Sunday).
Travel
Get 8 free visits to over 700 airport lounges in India and around the world.
Golf
N/A
Domestic Lounge Access
Get up to 8 free visits to domestic airport lounges each year.
International Lounge Access
Get up to 8 free visits to international airport lounges each year.
Insurance Benefits
This card offers medical emergency insurance of up to ₹25 lakh and air accident coverage of ₹1 crore. It also includes travel inconvenience insurance of ₹50,000 for baggage loss or delay and up to ₹9 lakh as Credit Liability Cover.
Interest Rates
The interest rate is 3.75% per month, which adds up to 45% per year.
Spend-Based Waiver
The renewal fee is waived if you spend more than ₹3 lakhs in a year.
Rewards Redemption Fee
Rs. 99 plus taxes
Cash Advance Charges
A 2.5% fee on the withdrawn amount, with a minimum charge of ₹500.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
N/A
Card Details
  • Free Memberships: Get complimentary Swiggy One and Times Prime memberships as a welcome gift.
  • Earn Reward Points: Get 4 reward points for every ₹150 you spend on regular purchases.
  • Extra Rewards on SmartBuy: Earn up to 10X reward points when you shop through SmartBuy.
  • Bonus Points on Food Orders: Get 5X reward points when you spend on Swiggy and Zomato.
  • Airport Lounge Access: Enjoy 8 free visits to airport lounges in India and abroad.
  • Insurance Protection: Get air accident insurance coverage of up to ₹1 crore.
  • Movie Ticket Offers: Avail ‘Buy 1 Get 1 Free’ on weekend tickets for movies and other events via BookMyShow.
Pros/Cons
Pros
- Earn 4 reward points for every ₹150 spent and 5X points on Zomato and Swiggy. Travelers also get 8 free lounge visits at domestic and international airports.
Cons
- The card’s welcome benefits include Swiggy One and Times Prime memberships, which may not be useful for everyone. It also doesn’t offer cashback on online spending and has a higher annual fee compared to similar cards.
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Frequently Asked Questions

How can I pay my HDFC Diners Club Privilege Credit Card bill?

You can pay your bill online, through phone banking, at AXS stations, or in person with cash or cheque at the HDFC Diners Club office.

What is the value of 1 reward point on SmartBuy?

1 reward point equals ₹0.5 when redeemed for flights and hotel bookings on SmartBuy.

Do I get reward points for adding money to an e-wallet?

No, loading money into an e-wallet does not earn reward points.

How long are the reward points valid?

Reward points stay valid for 2 years before they expire.

Can I earn reward points on fuel purchases?

No, fuel transactions do not earn any reward points.

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