HDFC Bank INFINIA Metal Credit Card
The HDFC Bank INFINIA Metal Credit Card is a very premium card from HDFC Bank that you can only get if the bank invites you. It's designed for people who earn a lot and enjoy luxury. The card offers amazing perks like 24/7 help from a concierge, free games at top golf courses, and big discounts at high-end restaurants. It costs ₹12,500 per year, but the rewards can make up for it. You get 5 reward points for every ₹150 spent and dining discounts through Swiggy Dineout. Plus, international travelers get a low 2% currency fee and free access to airport lounges.
This card also gives great rewards. You usually get a 3.33% return on your spending, but this can go up to 33% if you shop on HDFC’s SmartBuy website. That’s better than most other top credit cards. You can use your points to book flights or turn them into airline miles. It also gives you unlimited lounge access at airports and special deals at luxury hotels like Marriott and ITC. If you love travel, fine dining, and high-end services, this card has it all.
Rewards and Benefits
Fees & Charges
What is the credit limit offered on Infinia Credit Card?
The credit limit on HDFC Infinia varies for each cardholder, based on factors like credit score, income, and repayment capacity. You’ll find out your limit when you receive your welcome kit.
How to get HDFC Infinia Credit Card?
You can get the Infinia card if you are invited by HDFC Bank. Speak to your relationship manager if you have a long history with the bank to check if you're eligible for an upgrade.
How to Redeem HDFC Infinia Reward Points?
You can redeem your points through the HDFC SmartBuy platform or via net banking. You’ll get 1:1 conversion for flights, hotels, or products like Apple and Tanishq. For product purchases or cashback, each point is worth Rs. 0.50 and Rs. 0.30, respectively.
What are the Benefits of HDFC Infinia Credit Card?
HDFC Infinia offers a 3.33% reward rate with 1:1 redemption for flights, hotel bookings, and products like Apple and Tanishq. Other benefits include unlimited lounge access, hotel perks, low forex fees, unlimited golf games, and concierge services.
How can I avail Priority Pass benefit on HDFC Infinia Card?
You’ll receive a Priority Pass card along with the credit card. Show this card along with your Infinia card at Priority Pass lounges to get free access.
Is Infinia better than Regalia?
Yes, HDFC Infinia offers better rewards, unlimited lounge access, and exclusive benefits like ITC and Marriott hotel perks, and a lower forex fee. However, it comes with a higher annual fee and stricter eligibility compared to Regalia.
Do add-on cardholders get the insurance benefits?
No, only the primary cardholder is eligible for insurance benefits.
What is the validity of the Reward Points?
HDFC Infinia reward points expire after 3 years from when they are earned. If you don't use the card for a whole year, your points will be nullified.
How to apply for HDFC Infinia Credit Card?
The HDFC Infinia card is invite-only, meaning you can’t apply for it directly. However, if you’ve had a long relationship with HDFC Bank and have a high net value with them, you can speak to your relationship manager to check if you're eligible for an invite.
What is HDFC Infinia Credit Card customer care number?
You can contact HDFC Infinia customer care at 1800 266 3310, 1800 102 3310, or 022-61717606, available 24/7.
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