HDFC Bank Multicurrency Platinum ForexPlus Chip Card

Gaurav

The HDFC Multicurrency Platinum ForexPlus Chip Card is a prepaid travel card from HDFC Bank that lets you load money in 22 different foreign currencies like USD, Euro, Pound, Dirham, and more. It’s made for people traveling abroad for work, holidays, or medical reasons. There is no annual fee, but you’ll need to pay a one-time fee of Rs. 500 (plus taxes) when you get the card. Each time you reload the card, a small fee of Rs. 75 is charged. The card also helps protect you from currency exchange rate changes while you're traveling.

While this card doesn’t offer cashback or reward points, it does give some useful benefits. For example, you can get Amazon vouchers when you reload the card with at least USD 1,000. You’ll also get better forex rates if you load the card online, and there's a 24x7 concierge service to help with travel support. However, compared to other options like HDFC’s MakeMyTrip ForexPlus Card, this one offers fewer travel benefits such as lounge access or travel deals. Still, HDFC Multicurrency Platinum ForexPlus Chip Card a good option if you want a simple and safe way to carry multiple currencies while traveling.

Credit Card Detail
HDFC Bank Multicurrency Platinum ForexPlus Chip Card
Joining Fee
Rs. 500.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Travel | International Spends
Reward Type
N/A
Welcome Benefits
Load $750 or more to get an Amazon voucher up to Rs. 1,000. Loading $1,000 waives the issuance fee. You also get a 20 paise better exchange rate when reloading online.
Apply Now
Rewards Rate
N/A
Reward Redemption
N/A
Movie & Dining
N/A
Travel
You can load this card with 22 different currencies. It also includes travel insurance benefits and gives you a better forex rate—Rs. 0.20 cheaper—when you load money online.
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
A complete insurance plan that covers accidents during air, rail, or road travel, and also protects against lost baggage, documents, cash, and card misuse.
Interest Rates
N/A
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Cash Advance Charges
You’ll be charged USD 2 each time you withdraw cash from an ATM.
Foreign Currency Markup
2.00% +GST
Fuel Surcharge
N/A
Card Details
  • You can add money in 22 different currencies like USD, Euro, and Dirham
  • Works at any store or website that accepts Visa cards
  • Can be used for shopping at duty-free stores in Indian international airports
  • No card fee if you load at least USD 1,000 (or the same amount in other currencies) the first time
  • Get Amazon vouchers up to Rs. 1,500 when you load or reload USD 1,500 or more
  • Save Rs. 0.20 on exchange rates when loading the card online
  • If you lose your card or it stops working, emergency cash can be sent to you worldwide
  • 24/7 help with things like hotel bookings, car rentals, medical needs, gifts, and more
  • Free insurance that covers travel accidents, lost bags, documents, cash, and card misuse
  • Get Rs. 500 Amazon voucher when you load or reload USD 750
  • Get Rs. 1,000 Amazon voucher when you load or reload USD 1,000
  • Get AED 300 Dubai shopping voucher when you load AED 4,000
  • Earn Rs. 5,000 cashback if you load or reload using HDFC Credit Card EMI
Related Credit Cards

IndianOil HDFC Bank Credit Card

IndianOil HDFC Bank Credit Card Know More

HDFC Bank MoneyBack Plus Credit Card

HDFC Bank MoneyBack Plus Credit Card Know More

HDFC Bank All Miles Credit Card

HDFC Bank All Miles Credit Card Know More

6E Rewards XL IndiGo HDFC Bank Credit Card

6E Rewards XL IndiGo HDFC Bank Credit Card Know More
Frequently Asked Questions

How many currencies can I load onto this HDFC Multicurrency Platinum ForexPlus Chip Card?

You can load 22 currencies on the HDFC Multicurrency Platinum ForexPlus Chip Card. This helps protect you from currency exchange rate changes.

Do I need to pay an annual fee for the card?

There’s no annual fee, but you’ll need to pay a one-time issuance fee of Rs. 500 (plus GST) when you get the card.

What should I do if my VISA is on arrival?

You can still apply for the card by submitting your ticket.

Do I get any shopping benefits with the HDFC Multicurrency Platinum ForexPlus Chip Card?

Yes, when you load AED 4,000 onto the card, you’ll receive a Dubai Shopping Voucher worth AED 300.

Do I have to pay any extra charges on foreign currency transactions?

There’s no fee for using the currency you loaded on the card. But if you make a transaction in a different currency, a 2% cross-currency charge will apply.

Do I get airport lounge access with the card?

No, this card does not offer access to airport lounges.

Leave a Reply

About text formats

Restricted HTML

  • Allowed HTML tags: <a href hreflang> <em> <strong> <cite> <blockquote cite> <code> <ul type> <ol start type> <li> <dl> <dt> <dd> <h2 id> <h3 id> <h4 id> <h5 id> <h6 id>
  • Lines and paragraphs break automatically.
  • Web page addresses and email addresses turn into links automatically.