HDFC Bank Regalia ForexPlus Card

Gaurav

The HDFC Bank Regalia ForexPlus Card is a top travel card made for people who often go abroad. It costs ₹1,000 to get the card, and it comes with free access to airport lounges at international terminals in India. It also gives you useful travel insurance like protection for lost luggage, missing documents during air travel, stolen cash, card misuse due to skimming, and air accident cover. These features help you feel safe and worry-free while traveling.

You can load this card with US dollars and use it in any country without paying extra for currency exchange. Since it runs on the Visa network, it's accepted at most shops and websites worldwide. This card is great because you don’t need to carry lots of cash or different currencies. It’s a smart and simple choice for people who travel internationally or shop online in foreign currencies, offering both comfort and savings.

Credit Card Detail
HDFC Bank Regalia ForexPlus Card
Joining Fee
Rs. 1000.00 +GST
Renewal Fee
Rs. 0.00 +GST
Best Suited For
Travel | International Spends
Reward Type
N/A
Welcome Benefits
N/A
Apply Now
Rewards Rate
N/A
Reward Redemption
N/A
Movie & Dining
N/A
Travel
N/A
Golf
N/A
Domestic Lounge Access
If your flight gets delayed, you can relax in certain airport lounges for free.
International Lounge Access
N/A
Insurance Benefits
Free insurance coverage is included for things like card misuse, lost or damaged card, lost or damaged check-in bags, travel accidents (air, rail, or bus), and lost cash while traveling.
Interest Rates
N/A
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Cash Advance Charges
You’ll be charged 4 US dollars if you withdraw cash using the card.
Foreign Currency Markup
0.00% +GST
Fuel Surcharge
N/A
Card Details
  • You can load the card with US dollars and use it to spend in any currency.
  • There are no extra charges when you spend in a different currency.
  • You get 1 free lounge visit every 3 months at international airports in India.
  • You can use the card for online shopping with an OTP or your card login password.
  • There are no ATM charges if you use All Point Network ATMs (normal withdrawal fees still apply).
  • You can block the card temporarily using net banking when you're not traveling.
  • A backup card is available if needed.
  • The card supports tap-to-pay (contactless) transactions.
  • It includes insurance for card fraud (like skimming) and travel issues like lost luggage, travel accidents, or missing documents.
  • If your card is lost or stops working, HDFC provides emergency cash anywhere in the world.
  • You can call HDFC’s toll-free numbers (listed on their website) for help from anywhere.
  • If your flight is delayed, you may get free lounge access at select airports.
  • You can use the card at most shops and websites that accept Visa or Mastercard.
  • You get free and unlimited access to over 1 million fast Wi-Fi spots through Boingo, including airports, cafes, and hotels.
  • You can manage the card online—load money, change your PIN, block it, or view your statements easily.
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Frequently Asked Questions

Where can I get the HDFC Bank Regalia ForexPlus Card?

You can apply for it on HDFC Bank's official website or through RatingOK.

What is the currency loaded on the HDFC Regalia ForexPlus Card?

The card is funded in US Dollars but can be used in any currency without extra forex charges.

Can I earn cashback or rewards on this card?

No, this prepaid card doesn’t offer cashback or reward points for your spending.

Do I get lounge access with this card?

Yes, the card gives you one free lounge visit at select international airports in India.

How do I put money on the card?

You can reload it through HDFC’s net banking, phone banking, or by visiting a branch.

Is there any charge for reloading money to the card?

Yes, a ₹75 fee is charged when you reload the card at a bank branch.

Who can apply for the HDFC Regalia ForexPlus Card?

Anyone 18 or older can apply. No income proof is required since it's a prepaid card.

What happens if I lose my HDFC ForexPlus Card?

You’ll get insurance coverage of up to ₹5 lakh in case the card is lost or stolen.

What are the main perks of using this card?

You can use it in multiple currencies with no conversion fee and enjoy free airport lounge access.

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