HDFC Bank Solitaire Credit Card
The HDFC Bank Solitaire Credit Card is designed for women professionals who love shopping and want to save more on everyday expenses. It comes with an affordable annual fee of Rs. 500 and a complimentary wellness package for new users. You earn 3 reward points for every Rs. 150 spent, with extra rewards on grocery and dining purchases. Plus, you get 1,000 bonus points every year on renewal, which can be redeemed for vouchers, Airmiles, or cashback.
To make shopping more rewarding, the card offers up to 2 Shoppers Stop vouchers every year when you reach spending milestones. You can also get your Rs. 500 renewal fee waived by spending enough during the year. Other perks include a 1% fuel surcharge waiver and protection against unauthorized transactions. If shopping is your focus, this card is a good choice, though it doesn’t provide much for travel or entertainment.
Rewards and Benefits
Fees & Charges
Is this credit card appropriate for travel?
This credit card is not ideal for travel since it does not offer many travel-related benefits. The only travel-related advantage is that you can convert the reward points you earn into air miles, but it doesn't offer things like lounge access or travel insurance.
Is the HDFC Bank Solitaire Credit Card just available to women?
Yes, this card is specifically designed for women, so only women are eligible to apply for it. Men are not eligible for this card.
What is the HDFC Solitaire credit card limit?
The credit limit on this card depends on individual factors like your income, credit history, and other personal details. It is not a fixed amount and will vary for each person.
I do not have an HDFC Bank savings account. How should I pay my credit card bill?
Even if you don’t have an HDFC savings account, you can still pay your credit card bill through NEFT using the HDFC Credit Card IFSC Code. This allows you to transfer money from your account to pay your bill.
What are the benefits of a chip card?
A chip card has a small microchip that makes it more secure than a regular swipe card. This chip helps protect against fraud by securely storing your card information, making it harder for hackers to copy or steal your data.
Can I apply for the HDFC Solitaire Credit Card online?
Yes, you can easily apply for this card online. Simply go to the official HDFC Bank website, find the application page for the Solitaire Credit Card, and click the 'Apply online' button to submit your details.
If I am self-employed, how old should I be to get the HDFC Bank Solitaire Credit Card?
If you're self-employed, you need to be between 21 and 65 years old to apply for the HDFC Bank Solitaire Credit Card. This age range applies to all self-employed individuals.
What is the validity of the reward points on my HDFC Solitaire Credit Card?
The reward points you earn on the HDFC Solitaire Credit Card are valid for 2 years from the date you earn them. After 2 years, the points will expire, and you won’t be able to use them anymore.
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