HSBC Live+ Credit Card

Gaurav

The HSBC Live+ Credit Card, formerly known as the HSBC Cashback Credit Card, is perfect for online shoppers. It offers a high cashback of 10% on grocery, food delivery, and dining purchases, and 1.5% on all other transactions. Upon joining, you receive an Amazon voucher as a welcome gift. Unlike reward points cards, this is a straightforward cashback card, meaning no point redemption is required. Your cashback is automatically credited to your account within 45 days of the statement date.

The card also includes complimentary access to domestic airport lounges. Keep reading to learn more about the benefits and features of the HSBC Live+ Credit Card.

Credit Card Detail
HSBC Live+ Credit Card
Joining Fee
Rs. 999.00 +GST
Renewal Fee
Rs. 999.00 +GST
Best Suited For
Shopping | Food
Reward Type
Cashback
Welcome Benefits
Get ₹1,000 cashback when you spend ₹20,000 within the first 30 days.
Apply Now
Rewards Rate
10% Cashback on Dining, Food, and Grocery Spends. 1.5% On All Other Eligible Spends
Reward Redemption
The cashback is credited back within 45 days of the card's statement date.
Movie & Dining
Enjoy a "Buy 1 Get 1 Free" offer on movie tickets every Saturday and get up to 15% off at over 1,000 restaurants in major cities across India.
Travel
N/A
Golf
N/A
Domestic Lounge Access
4 complimentary domestic lounge access per annum (one each quarter)
International Lounge Access
N/A
Insurance Benefits
Get insurance coverage of ₹3,00,000 for any misuse of the card, starting up to 24 hours before you report the card as lost.
Interest Rates
3.75% Per Month
Spend-Based Waiver
Renewal fee waived on expenditure of Rs. 2,00,000 in the previous year
Rewards Redemption Fee
Nil
Cash Advance Charges
2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
1% fuel surcharge is applicable
Card Details
  • Annual fee waiver based on certain conditions
  • Earn up to 1.5% cashback on online transactions and 1% on others
  • Emergency card replacement service available
  • Insurance benefits provided with the card
  • Cashback available on transactions converted to EMIs
  • 10% cashback on food delivery and dining in India and abroad
  • 10% cashback on grocery purchases
  • 1.5% unlimited cashback on movies and streaming services
  • 1.5% unlimited cashback on other eligible purchases
  • Buy 2, get 1 free on movies through BookMyShow
  • ₹1,000 cashback as a welcome benefit
  • Supports fast, secure contactless payments with VISA wave technology
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Frequently Asked Questions

How can I apply for an HSBC Live+ Credit Card?

You can apply for an HSBC Live+ Credit Card by clicking on "Apply Now."

How can I track the status of my HSBC credit card application?

The bank will notify you with updates on your application via SMS or phone alerts. You can also check by calling Phone Banking.

Is there a limit on the cashback I can earn?

Yes, cashback in the 10% category is capped at ₹1,000 per month. However, cashback in the 1.5% category is unlimited.

How long will it take to receive my credit card after approval?

Once your application is approved, your credit card will be delivered within seven working days.

Will I be charged extra for international transactions?

There’s no extra charge for international transactions, but the currency conversion rate will be applicable as per the transaction country.

What is the cashback credit card functionality?

Cashback credit cards provide cashback rewards for purchases made both online and offline.

How does the cashback get credited?

The cashback will be credited to your credit card account within 45 days after the statement date.

Does the card support contactless payments?

Yes, the card is enabled for contactless payments through Visa Paywave for amounts up to ₹5,000 without a PIN.

Is there a way to earn more cashback with larger purchases?

To maximize cashback, consider making larger purchases to earn the highest cashback rewards.

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