HSBC TravelOne Credit Card

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The HSBC TravelOne Credit Card is a great option for frequent travelers, offering 4 Reward Points per ₹100 spent on travel, including flights and international purchases. It comes with a joining and annual fee of ₹4,999 + GST (₹5,898) and allows easy redemption of points at a 1:1 ratio with top airline and hotel partners like Air India, British Airways, Etihad, Qatar Airways, Accor, and Marriott. Cardholders also enjoy free airport lounge access, travel insurance, and special discounts on travel platforms like Yatra, EaseMyTrip, Cleartrip, and StayVista. However, international transactions have a 3.5% forex markup, which can impact the overall rewards.

Apart from travel, all other eligible expenses also earn 4 Reward Points per ₹100, with no limit on base rewards. The card includes a milestone bonus of 10,000 points after reaching certain spending goals. Competing with premium travel cards like Infinia and Magnus Burgundy, HSBC TravelOne offers a mix of travel, lifestyle, and entertainment benefits, making it a strong choice for those looking for flexible rewards and exclusive perks.

Credit Card Detail
HSBC TravelOne Credit Card
Joining Fee
Rs. 4999.00 +GST
Renewal Fee
Rs. 4999.00 +GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Get ₹1,000 cashback, a ₹3,000 PostCard voucher, and a 3-month EazyDiner membership on spending ₹10,000 within 30 days. Earn an extra 3,000 points on spending ₹1 lakh within 90 days.
Apply Now
Rewards Rate
Earn 4 Reward Points per ₹100 on flights, travel bookings, and international transactions (approx. 4% value). Get 2 Reward Points per ₹100 on all other eligible purchases (approx. 2% value).
Reward Redemption
Convert reward points to hotel and airline partners at a 1:1 ratio.
Movie & Dining
Get discounts on movies and dining through Zomato.
Travel
Get regular discount offers on travel sites like ClearTrip, Yatra, StayVista, and more.
Golf
Get 4 golf rounds and 12 golf lessons per year.
Domestic Lounge Access
Enjoy 6 free lounge visits per year.
International Lounge Access
Get 4 free international airport lounge visits per year.
Insurance Benefits
Get purchase protection up to $20,000 per year.
Interest Rates
Interest rate of 3.75% per month or 45% per year.
Spend-Based Waiver
Get the annual fee waived by spending ₹8 lakh in a year.
Rewards Redemption Fee
N/A
Cash Advance Charges
Charged 2.5% of the transaction amount, with a minimum fee of ₹500.
Foreign Currency Markup
3.50% +GST
Fuel Surcharge
Get a maximum waiver of ₹250 per month.
Card Details
  • Pay a joining and renewal fee of ₹4,999 + GST.
  • Ideal for frequent travelers with great travel-related benefits.
  • Earn 4 Reward Points per ₹100 spent on flights, travel platforms, and international transactions.
  • Earn 2 Reward Points per ₹100 spent on all other eligible purchases.
  • Convert Reward Points to 17 hotel loyalty programs and 5 airline partners.
  • Get 6 complimentary domestic and 4 international airport lounge visits per year.
  • Enjoy 4 free golf rounds and 12 free golf lessons annually (1 lesson per month).
  • Get 50% off green fees on additional golf rounds.
  • Spend ₹8 lakh in a year to waive the annual fee.
  • Earn 10,000 bonus Reward Points on spending ₹12 lakh in a year.
  • Duty-Free Stores: Up to 20% off (Max ₹3,000) at Adani airports (Min spend ₹8,000), once per year.
  • Zomato: 10% off on events, dining, and movies. ₹1,000 max per month on Events & Dining. BOGO with up to ₹200 off on the second ticket, twice per month.
  • Yatra: 15% off (Max ₹3,000 domestic, ₹5,000 international), twice per year.
  • EaseMyTrip: 15% off (Max ₹3,000 domestic, ₹5,000 international), twice per product.
  • PayTM: 15% off on Flights (Max ₹5,000, Min spend ₹5,000), twice per year. 15% off on Buses (Max ₹1,000, Min spend ₹500), once per quarter.
  • Cleartrip: 15% off (Max ₹3,000 domestic, ₹5,000 international), once every 6 months.
  • StayVista Hotels: 11% off (Max ₹3,000), twice per year.
Pros/Cons
Pros
- All spending counts toward the ₹12 lakh milestone benefit, with no exclusions. Plus, you can transfer Reward Points to a wide range of hotels and airlines.
Cons
- The ₹3,000 PostCard voucher is only useful for those staying at PostCard hotels, so many users may not benefit from it. Also, while the card gives 4% rewards on international spending, the 3.5% Forex fee reduces the actual value.
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Frequently Asked Questions

How do I activate my free EazyDiner Prime membership?

  • Download and log in to the EazyDiner app.
  • Choose the 3-month membership plan and click ‘Pay Now.’
  • Enter the coupon code you received and complete the process.

What are the fees for the HSBC TravelOne Credit Card?

The card costs ₹4,999 + GST for joining and renewal.

Where is this card available?

You can apply if you live in cities like Chennai, Gurgaon, Delhi NCR, Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, and Kolkata.

Which airlines accept Reward Points?

  • You can convert points 1:1 for Air India, Air Canada, Air France–KLM, British Airways, Etihad, EVA Air, Hainan, Japan Airlines, Singapore Airlines, Qantas, Qatar Airways, Thai Airways, Turkish Airlines, United Airlines, and Vietnam Airlines.
  • For AirAsia, 1 point = 3 miles.

Which hotels accept Reward Points?

You can convert Reward Points at a 1:1 ratio for Accor, IHG® Hotels & Resorts, Marriott, and Wyndham Hotels, while for Shangri-La, 5 points equal 1 hotel loyalty point.

How do I redeem my Reward Points?

  • Log in to the HSBC India app and select your TravelOne card.
  • Tap ‘View More’ and then ‘Redeem Points.’
  • Select ‘Redeem Points Now’ to go to the Rewards Marketplace.
  • Pick a category, enter the required details, and choose how many points to redeem.
  • Agree to the terms and confirm your request.

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