HSBC Visa Platinum Credit Card
The HSBC Visa Platinum Credit Card is an entry-level card from HSBC Bank with no joining or annual fee. It offers exclusive benefits to customers. You earn 2 Reward Points for every ₹150 spent, and you get 5X Reward Points when your total spending reaches ₹4 lakhs in a year. The card also gives exciting offers from partner brands, such as a "Buy 1 Get 1 Free" deal on BookMyShow. It’s a great card for HSBC discounts and offers from various brands. Key features also include a fuel surcharge waiver and protection against a lost card. To learn more about the HSBC Visa Platinum Credit Card, keep reading.
Rewards and Benefits
Fees & Charges
What is the credit limit for the HSBC Visa Platinum Credit Card?
When you get your card, the bank will tell you the credit limit. You’ll also see it on your monthly credit card statement. The bank can change the limit at any time if needed. After you’ve had the card for six months, you can ask the bank to review your credit limit if you want.
How does the rewards program work with the HSBC Platinum Credit Card?
With every Rs.150 you spend, you earn 2 reward points. If you spend more than Rs.4,00,000 in a year, you get 5 times the points for the next spending, but there’s a limit of 15,000 bonus points. These points can be used for vouchers, or you can exchange them for air miles.
What’s the minimum income needed to apply for the HSBC Visa Platinum Credit Card?
If you are a salaried person, you must earn at least Rs.4,00,000 per year to apply for the HSBC Visa Platinum Credit Card.
Are there any joining or annual fees for the HSBC Visa Platinum Credit Card?
No, there are no joining or annual fees for the HSBC Visa Platinum Credit Card. This means you won’t have to pay any extra fees to use the card.
How do I apply for the HSBC Visa Platinum Credit Card?
To apply for the card, you can go online to the HSBC website, find the credit card application section, and fill out the form with your details.
How long are the reward points valid on the HSBC Platinum Credit Card?
The reward points you earn are valid until the end of the card’s anniversary year. This means you need to use them before the year ends, or they will expire. So, make sure to redeem your points on time!
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